Is api.ikracredit.ru safe?

http://api.ikracredit.ru/

Low RiskStatus

Coveragecomplete3 of 4 applicable core capabilities

Verdict

API endpoint for a registered Russian microfinance company shows no active malicious behavior.

api.ikracredit.ru is a backend API for IkraCredit microloans operated by ООО МКК «ВЕБЕРО», a licensed Russian microfinance organization. The endpoint returns a 404 when accessed directly, which is expected for an API. Two antivirus engines flagged the domain as suspicious, but no confirmed malicious activity was detected.

The API endpoint itself appears legitimate for its stated purpose. Users should exercise normal caution with any microfinance service regarding interest rates and repayment terms.

Read full analysis

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Saved site captureCaptured safely during this scan 2 antivirus engines flagged this URLalphaMountain.ai, Fortinet

Calibrated safety spectrum

Where this site sits

Dangerous1–20
High Risk21–44
Moderate Risk45–69
Low Risk70–84
Safe85–100

The score combines saved evidence strength and analysis quality. Coverage is reported separately.

01 · Investigation Brief

Investigation Brief

Technical findings

the multi-engine malware scan reports zero malicious detections and two suspicious flags across 92 engines, with the browser threat feed showing no threat warning.

The TLS check confirmed a valid encrypted connection, and the endpoint correctly returns a "Not Found" response when accessed directly.

Operator and service context

The domain is associated with a registered Russian microfinance organization (CBR registry number 1603760008032) that provides microloans through its main website and mobile application.

Standard microfinance risks such as high interest rates apply, but no evidence of fraudulent behavior or scam mechanics was identified for this specific API endpoint.

Why the score is 78

Two antivirus engines flagged the domain as suspicious. Coverage remains separate so missing sources cannot be mistaken for clean results.

02 · Security Evidence

Security evidence

Collected signals and independent provider data for this URL.

Antivirus Engines

2/ 92

detections

Fresh result

2 engines flagged this URL

Every saved adverse engine is listed below. The full provider matrix remains available for audit.

Malicious: 0
Suspicious: 2
Total: 92

Adverse antivirus results
Engine	Finding
alphaMountain.aiSuspicious	spam
FortinetSuspicious	spam

All 92 engine results

alphaMountain.ai - spam - Suspicious
Fortinet - spam - Suspicious
0xSI_f33d - unrated - Clean
Abusix - clean - Clean
Acronis - clean - Clean
ADMINUSLabs - clean - Clean
AILabs (MONITORAPP) - clean - Clean
AlienVault - clean - Clean
AlphaSOC - unrated - Clean
Antiy-AVL - clean - Clean
ArcSight Threat Intelligence - unrated - Clean
AutoShun - unrated - Clean
Bfore.Ai PreCrime - unrated - Clean
BitDefender - clean - Clean
Bkav - unrated - Clean
BlockList - clean - Clean
Blueliv - clean - Clean
Certego - clean - Clean
ChainPatrol - unrated - Clean
Chong Lua Dao - clean - Clean
CINS Army - clean - Clean
CRDF - clean - Clean
Criminal IP - unrated - Clean
CSIS Security Group - unrated - Clean
CTX AI - clean - Clean
Cyan - unrated - Clean
Cyble - clean - Clean
CyRadar - clean - Clean
desenmascara.me - clean - Clean
DNS8 - unrated - Clean
Dr.Web - clean - Clean
EmergingThreats - clean - Clean
Emsisoft - clean - Clean
Ermes - unrated - Clean
ESET - clean - Clean
ESTsecurity - clean - Clean
Forcepoint ThreatSeeker - unrated - Clean
Fortra - unrated - Clean
G-Data - clean - Clean
GCP Abuse Intelligence - unrated - Clean
Google Safe Browsing - clean - Clean
GreenSnow - clean - Clean
GreyNoise - unrated - Clean
Gridinsoft - unrated - Clean
Guardpot - unrated - Clean
Heimdal Security - clean - Clean
Hunt.io Intelligence - unrated - Clean
IPsum - clean - Clean
Juniper Networks - clean - Clean
K7AntiVirus - unrated - Clean
Kaspersky - clean - Clean
LevelBlue - clean - Clean
Lionic - clean - Clean
Lumu - unrated - Clean
Malwared - clean - Clean
MalwarePatrol - clean - Clean
MalwareURL - unrated - Clean
Mimecast - unrated - Clean
Netcraft - unrated - Clean
OpenPhish - clean - Clean
PhishFort - unrated - Clean
Phishing Database - clean - Clean
Phishtank - clean - Clean
PREBYTES - clean - Clean
PrecisionSec - unrated - Clean
Quick Heal - clean - Clean
Quttera - clean - Clean
Rising - clean - Clean
SafeToOpen - unrated - Clean
Sangfor - clean - Clean
Sansec eComscan - unrated - Clean
Scantitan - clean - Clean
SCUMWARE.org - clean - Clean
Seclookup - clean - Clean
Snort IP sample list - unrated - Clean
SOCRadar - unrated - Clean
Sophos - clean - Clean
StopForumSpam - clean - Clean
Sucuri SiteCheck - clean - Clean
Synthient - unrated - Clean
ThreatHive - clean - Clean
URLhaus - clean - Clean
URLQuery - unrated - Clean
Viettel Threat Intelligence - clean - Clean
VIPRE - unrated - Clean
ViriBack - clean - Clean
VX Vault - clean - Clean
Webroot - clean - Clean
Xcitium Verdict Cloud - unrated - Clean
Yandex Safebrowsing - clean - Clean
ZeroCERT - clean - Clean
ZeroFox - unrated - Clean

Security Scans

Browser Threat Feed

Not flagged on major threat lists

Checked against the browser threat feeds available to this scan — no hit.

What we observed

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CAPTURED PAGE

api.ikracredit.ru

What our review noticed on this page

1{"error":"Not Found","message":"No route found for \u0022GET https:\/\/api.ikracredit.ru\/\u0022","label":"not_found"}

Visual analysis

Visual context from the captured page

{"error":"Not Found","message":"No route found for \u0022GET https:\/\/api.ikracredit.ru\/\u0022","label":"not_found"}

Context only

What the captured page showed

1 observation

01
{"error":"Not Found","message":"No route found for \u0022GET https:\/\/api.ikracredit.ru\/\u0022","label":"not_found"}

03 · Investigation Story

Investigation story

The behavior, reputation, and operator evidence that explains how this site may affect a visitor.

What the site claims
Independent evidence classifies the site as financial service, but the page's own claim could not be captured.
What we observed
The page itself could not be fully inspected, so the report relies on the other saved checks.
What independent research found
The search completed without a material external warning or corroborating report.
What remains unverified
1 of the 4 applicable core capabilities did not complete, so those gaps remain visible in the coverage ledger.

What kind of site and risk is this?

Threat category

No threat category confirmed

Service and business model

Financial Service

Transaction

Observed behavior

No disruptive browser behavior saved

Evidence behind this classification

01Two antivirus engines flagged the domain as suspicious.
02the browser threat feed returned no threat warning.
03Valid TLS encryption confirmed.

Web research findings

Independent findings for api.ikracredit.ru, including public complaints, named review sources, registration records, and look-alike-domain evidence. A missing result is shown as unverified, never converted into a clean bill of health.

Business registration

No public record found

Could not match the site to a registered company — common for small sites.

Clone check

No clone detected

The completed research found no supported clone indicator.

Typosquat check

No look-alike match

The completed research found no supported look-alike match.

Web mentions

No scam reports found

The completed search returned no sourced scam reports or complaints.

No independently sourced scam reports or credibility records were found for api.ikracredit.ru. That is common for new or low-traffic sites and does not clear the site.

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing

Not listedCheck ↗

VirusTotal

ListedCheck ↗

AbuseIPDB

Not listedCheck ↗

Also verify:Spamhaus ↗DNSBL / SURBL ↗PhishTank ↗

04 · Domain & Infrastructure

Domain & infrastructure

Timeline · identity · encryption · redirects · hosting

The plumbing behind the site — who registered it, how it’s encrypted, where it’s hosted, and where it links out. A valid certificate or a calm server doesn’t mean the business is honest — scam sites pass these checks too. Use this to corroborate the verdict, not to overturn it.

Infrastructure map

How the saved page connected to the wider web.

Domainapi.ikracredit.ru
Redirects toapi.ikracredit.ru
Hosted byDDOS-GUARD LTD

Domain & Encryption

Encryption Certificate

StatusValid

ProtocolTLSv1.3

IssuerLet's Encrypt · YR1

ExpiresOct 15, 2026 (16d)

Self-signedNo

Hosting & Technology

HostingDDOS-GUARD LTD

Server locationRU

Redirect Chain

Hops

Cross-domain

Lookalike

Punycode

1301http://api.ikracredit.ru/
2404https://api.ikracredit.ru/

Server Reputation

Abuse Intelligence

Confidence score0%

Reports on file0

ISPDDOS-GUARD LTD

Usage typeContent Delivery Network

05 · Evidence Ledger

Evidence ledger

Coverage, provenance, and source freshness remain separate so a missing check is never mistaken for a clean result.

Antiviruscomplete
Browser threat feedcomplete
Page contentpartial
Analysiscomplete
Visual evidencecomplete

Completed analysis

The conclusion is supported by the evidence saved with this report.

Technical threat

suspicious

Malware, phishing, credential theft and hostile infrastructure.

Additional evidence review · Additional evidence review

Operator / customer risk

unknown

Complaints, withdrawals, business conduct and commercial traps.

No confirmed evidence in this dimension.

Source coverage and freshness

Status shows whether usable evidence was saved; finding shows what that evidence observed.

Source coverage
Source	Result	Completion	Finding	Freshness
Antivirus	2 of 92 engines flagged	Completed	Adverse	fresh · Sep 28, 2026
Browser protection	No browser threat-list match	Completed	No adverse finding	Not available
Page content	Page content was not available for semantic review	Limited	No saved finding	Not available
Visual evidence	1 visible observation saved with the page capture	Completed	No adverse finding	Not available
Independent research	The search completed without a material external finding	Completed	No adverse finding	Not available

Antivirus: Result2 of 92 engines flagged; CompletionCompleted; FindingAdverse; Freshnessfresh · Sep 28, 2026
Browser protection: ResultNo browser threat-list match; CompletionCompleted; FindingNo adverse finding; FreshnessNot available
Page content: ResultPage content was not available for semantic review; CompletionLimited; FindingNo saved finding; FreshnessNot available
Visual evidence: Result1 visible observation saved with the page capture; CompletionCompleted; FindingNo adverse finding; FreshnessNot available
Independent research: ResultThe search completed without a material external finding; CompletionCompleted; FindingNo adverse finding; FreshnessNot available

06 · Your Next Move

Your next move

Verify before you trust

We couldn't gather enough signal for a confident verdict — tread carefully.

Find the company through independent channels
Search for the business on LinkedIn, an official registry (Companies House, OpenCorporates, SEC EDGAR), or via the brand's known social channels. If you can't trace a real entity, that itself is a red flag.
Never pay by crypto, gift card, or bank transfer
If the site forces an irreversible payment method, stop. Cards and PayPal give you chargeback protection — irreversible methods don't.
Ask the forum
Post the URL in the MalwareTips Scam Reports forum — experienced members often recognise patterns immediately.
Open

07 · Safety FAQ

Safety FAQ

Common questions, answered directly from the scan data above — so the answers reflect the saved verdict and evidence in this report.

Is api.ikracredit.ru a scam or is it safe?

api.ikracredit.ru has a Safety Score of 78/100 (Low Risk). The saved checks found no material threat, but the report did not meet every requirement for the highest Safe tier. Use normal caution and independently verify the operator before irreversible payments or unusually sensitive actions.

Is api.ikracredit.ru safe to use?

api.ikracredit.ru has a Safety Score of 78/100 (Low Risk). Analysis coverage is complete at 100%. Normal caution; verify sensitive actions.

Has api.ikracredit.ru been flagged by antivirus engines?

Yes. 2 of 92 antivirus and blocklist engines in our malware network flagged api.ikracredit.ru as suspicious. Even a single detection from a reputable engine is a meaningful warning, and multiple detections rarely happen by accident.

Is api.ikracredit.ru on any phishing or malware blacklists?

No — api.ikracredit.ru is not currently on the major browser blocklist feeds that Chrome, Safari, Firefox, and Edge rely on. Note that blocklists can lag behind brand-new scam domains, so "not listed" is reassuring but not a guarantee on its own.

Does api.ikracredit.ru have a valid SSL certificate?

Yes — api.ikracredit.ru presents a valid TLSv1.3 certificate issued by Let's Encrypt · YR1, valid for another 16 days. Important caveat: SSL only encrypts the connection between you and the site — it does not verify who runs it. Almost all scam sites now have valid SSL too, so a padlock alone never means "safe".

Where is api.ikracredit.ru hosted?

api.ikracredit.ru resolves to an IP operated by DDOS-GUARD LTD in RU (Content Delivery Network). Hosting location alone doesn't make a site good or bad — but hosting that doesn't match a brand's claimed country, or that sits on networks known for abuse, is one of the many signals we weigh alongside the verdict above.

How often is the api.ikracredit.ru report updated?

This report is a record of the scan run on September 28, 2026, and the verdict reflects that point in time. Scam sites change fast — they can go live, get flagged, or vanish within days — so if you believe something about api.ikracredit.ru has changed, MalwareTips staff can run a fresh scan that re-checks every signal from scratch and republishes an updated verdict.

08 · Final Verdict

Final verdict

The saved conclusion, decisive evidence, and practical action in one final view.

Verdict score

78/100

Low Risk

API endpoint for a registered Russian microfinance company shows no active malicious behavior.

Captured during this scan. Opening this report does not revisit the site.

Conclusion

Recommended actionThe API endpoint itself appears legitimate for its stated purpose. Users should exercise normal caution with any microfinance service regarding interest rates and repayment terms.

Continue toCommunity

09 · Community

Community

First-hand experiences add human context after the scanner has reached its conclusion.

Is api.ikracredit.ru safe?

API endpoint for a registered Russian microfinance company shows no active malicious behavior.

Technical findings

Operator and service context

Why the score is 78

What the captured page showed

What the site claims

What we observed

What independent research found

What remains unverified

Technical threat

Operator / customer risk

Verify before you trust

Find the company through independent channels

Never pay by crypto, gift card, or bank transfer

Ask the forum

API endpoint for a registered Russian microfinance company shows no active malicious behavior.

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