Is bnkcmfi.com a scam?

Our automated security review found no threat indicators on bnkcmfi.com. The site appears legitimate based on the signals we checked, but always stay alert for phishing emails that spoof real domains.

Is bnkcmfi.com safe to use?

bnkcmfi.com passed our automated security checks with a trust score of 90/100. No antivirus engines or major blacklists flagged the site at the time of the last scan.

Does bnkcmfi.com have a valid SSL certificate?

Yes. bnkcmfi.com presents a valid TLSv1.3 certificate issued by Let's Encrypt · R12, expiring in 55 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.

How old is the bnkcmfi.com domain?

bnkcmfi.com is 10.3 years old, registered on 2/29/2016 through Wild West Domains, LLC. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.

Has bnkcmfi.com been flagged by antivirus engines?

No. All 92 antivirus engines in our malware network report bnkcmfi.com as clean.

Is bnkcmfi.com on any phishing or malware blacklists?

No. bnkcmfi.com is not currently listed on the major browser blocklist feeds that modern browsers use.

Where is bnkcmfi.com hosted?

bnkcmfi.com resolves to an IP operated by Hetzner Online GmbH in FI (usage type: Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.

How often is the bnkcmfi.com report updated?

This is a permanent record of the scan run on June 23, 2026. The verdict and evidence above reflect that scan and do not change on their own. If circumstances around bnkcmfi.com have changed, MalwareTips staff can run a fresh scan, which re-runs every check from scratch and publishes an updated report.

Security Review

Is bnkcmfi.com legit or a scam?

Our verdict:Safe· 90/100

SafeSuspiciousDangerous

Official website for BNKC (Cambodia) Microfinance PLC, a licensed financial institution with a 10-year domain history and verified regulatory status.

Why we trust it

Domain age exceeds 10 years, indicating long-term stability.Verified as a licensed institution by the National Bank of Cambodia.Maintains active, highly-rated mobile applications on official app stores.

bnkcmfi.comScanned 1h ago

Post Facebook

Trust score

SAFE

Heuristics 85·MT 92

Warning signals (2)

Redirects to another domain Scam-network signals (0/100)

Positive signals (5)

Antivirus clear Not on major blacklists Domain is 10 years old Encrypted connection Clean server reputation

View density

Analysis Summary

Threat Intelligence

0/92

All engines report clean

Domain Age

10 years old

Registered Feb 29, 2016

MT Intelligence

Safe

Low likelihood · 95% confidence

SAFE

No threats detected

All checks passed. This site appears legitimate — but always stay alert for phishing even on trusted domains.

Website Preview

LIVE RENDER

bnkcmfi.com

1Professional financial services layout with localized Khmer language and branding

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site. See full visual analysis →

Visual Screenshot Analysis

We capture a fresh screenshot of the live page and ask a vision model to look for scam visual patterns — fake trust badges, countdown timers, overlay pop-ups, and visual clones of legitimate brands.

/ 100

Low visual risk

Visual red flags detected in the screenshot

The website appears to be a legitimate corporate page for a Cambodian microfinance institution, featuring professional design, standard compliance banners, and localized content.

Visual risk15/100

What our vision model saw

6 signals

Professional financial services layout with localized Khmer language and branding

Standard cookie consent banner at the bottom of the page

Informational modal overlay showing a corporate social responsibility event

Functional navigation menu including a secure login portal link

Social media integration links for Instagram and Telegram

Consistent corporate identity for BNKC MFI Plc throughout the page

MT Intelligence

Advanced threat intelligence

MT Security Analyst

Low scam likelihoodengineMT · Guardiantrust92/100

MT AgentLive web researchVisual inspection

Confidence

The domain has been registered for over 3,700 days, which is a strong indicator of an established business rather than a temporary scam site. Our research confirms that BNKC is a licensed Microfinance Institution (MFI) authorized by the National Bank of Cambodia since 2015. The website features professional localized content, published annual reports, and links to official mobile apps with positive user ratings. No security engines or blocklists flag this domain as malicious. The presence of physical office details and consistent corporate branding across social media further confirms its legitimacy.

Full dossier

Analysis complete

Page Content

The website provides comprehensive information about microfinance services, including business, housing, and agricultural loans. It features a professional layout in Khmer and English, including a secure login portal for existing customers and a dedicated section for annual financial reports.

Infrastructure

The site uses a valid SSL certificate and loads resources from reputable content delivery networks. It is hosted on a stable IP address with no history of abuse or malicious activity reports.

Domain History

Registered in 2016, the domain age of approximately 10 years aligns perfectly with the company's licensing history. This longevity is a primary trust signal, as fraudulent sites are typically taken down within months.

Web Reputation

The institution maintains a positive reputation with a 4.1-star rating on major app stores. It is recognized as an active member of the Cambodia Microfinance Association (CMA), which verifies its status as a regulated entity.

Risk Factors

No specific risk factors identified; the site exhibits standard corporate behavior for a regulated financial entity.

Positive Signals

Domain age exceeds 10 years, indicating long-term stability.
Verified as a licensed institution by the National Bank of Cambodia.
Maintains active, highly-rated mobile applications on official app stores.
Publishes transparent annual financial reports directly on the website.
Zero detections across more than 90 antivirus engines in our network.

AI Recommendation

This site is safe to use for its intended financial services. Always ensure you are on bnkcmfi.com before entering any sensitive banking credentials.

Next-gen fraud intelligence

Evidence-backedCross-checked

Web Research Findings

Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for bnkcmfi.com, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.

Domain age

10 yrs

Registered Feb 2016

Business registration

Active · Cambodia

Site traces back to an actively registered business.

Clone check

Not a clone

No well-known site's layout or branding detected here.

Typosquat check

No look-alike match

The domain doesn't resemble any well-known brand's spelling.

Web mentions

2 positive

Key findings

7 headline facts from open-web research

bnkcmfi.com is the official website of BNKC (Cambodia) Microfinance Institution Plc., a licensed MFI in Cambodia since 7 May 2015 by the National Bank of Cambodia.
Company details confirmed on CMA-network.org (member profile), company Facebook page, LinkedIn job posts, Crunchbase, and its own published 2023 annual report.
Offers loans (business, car, housing), has a mobile app on Google Play and Apple App Store (4.1/5 rating), and provides a customer complaint channel on its site.
Physical address: B-Ray Tower, Preah Norodom Blvd, Sangkat Tonle Bassac, Khan Chamkamorn, Phnom Penh; contact: 023 213 900, hq.info@bnkcmfi.com.
No scam reports, fraud complaints, or negative mentions found in web searches including targeted queries for scam/fraud/phishing.
Domain age of ~10 years (registered ~2016) aligns with company licensing and historical annual reports referencing the same domain.
A separate domain (snnbc-bnkc.com) was flagged for phishing, but unrelated to bnkcmfi.com.

Positive reviews (2)

Quotes indicating the site is legitimate.

CMA Networkopen
"BNKC (Cambodia) Microfinance Institution Plc. ... is a Public Limited Company which received official license from National Bank of Cambodia on 07th May, 2015."
Apple App Storeopen
"4.1 out of 5 ... 10 Ratings"

Business registration

Status: active · Cambodia

Licensed microfinance institution by National Bank of Cambodia on 7 May 2015 (formerly KBSC); paid-up capital USD 10-15 million; 100% owned by BNK Capital / BNK Financial Group; CMA SDF member; publishes annual reports; maintains physical office in Phnom Penh.

Research summary

Narrative write-up from our AI analyst, grounded on the facts above

We conducted a thorough search of scam-report databases and consumer-review sites for bnkcmfi.com and found no complaints or fraud reports. Instead, we found positive evidence including a member profile on the Cambodia Microfinance Association (CMA) website and a 4.1-star rating on the Apple App Store. Business registration data confirms the company is a Public Limited Company 100% owned by the BNK Financial Group, with a physical headquarters in Phnom Penh.

Scam Network Intelligence

Cross-site correlation

This site shares signals with a broader cluster

Low correlation

Many scams don't operate alone. We correlate third-party scripts, hosting infrastructure, brand-impersonation signals, and the AI evidence package to detect when a site is part of a broader scam network.

Suspicion score

0/100

ClearLowModerateHighCritical

Linked signals (3)

cdnjs.cloudflare.comcdn.jsdelivr.nett.me

Antivirus Engines

Clean pass · verified

Clean across 92 engines

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. None of them flagged this URL in the last scan.

0Malicious0Suspicious58Harmless92Engines

Clean

Kaspersky

Clean

Bitdefender

Clean

Microsoft

Not in pass

ESET-NOD32

Not in pass

Avira

Not in pass

Sophos

Clean

Fortinet

Clean

Google Safebrowsing

Clean

Emsisoft

Clean

No engine detections. The URL passed every antivirus and blacklist engine we queried in this scan. Stay vigilant — AV coverage is only one signal among many.

Security Scans

Blacklist Check

Not flagged on major threat lists

Checked against the major public blocklists used by browsers and security tools — no hits.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found

No clear contact details on the page

Emails on site's domainNone

Phone numbersNone

Postal addressNot listed

Linked social profiles3

Signal Summary

Several contact red flags

No contact email found anywhere on the page.
No phone number listed on the page.
No postal address visible on the page.

Links to 3 social profiles.

Domain & Encryption

Domain History

Age10 years old

RegistrarWild West Domains, LLC

RegisteredFeb 29, 2016

ExpiresFeb 28, 2027

Owner privacyVisible

Encryption Certificate

StatusValid

ProtocolTLSv1.3

IssuerLet's Encrypt · R12

ExpiresAug 17, 2026 (55d)

Self-signedNo

Hosting & Technology

HostingHetzner Online GmbH

Server locationFI

Web serverApache

Redirect Chain

Hops

Cross-domain

Yes

Lookalike

Punycode

1301http://bnkcmfi.com/
2301https://bnkcmfi.com/
3200https://www.bnkcmfi.com/cross-domain

Server Reputation

Abuse Intelligence

Confidence score0%

Reports on file0

ISPHetzner Online GmbH

Usage typeData Center/Web Hosting/Transit

Still, stay alert

No major threat indicators — but a clean scan does not guarantee every page is safe, and phishing emails routinely spoof real domains.

Double-check the exact URL in your address bar
Confirm you are actually on bnkcmfi.com and not a lookalike like b-nkcmfi.com.com or an IDN homoglyph.
Use a password manager
Password managers only auto-fill on the exact domain they were saved for — they refuse to fill lookalike domains, which is the single best phishing defence.
Discuss this site on the forum
If you have first-hand experience with this site — good or bad — share it with the MalwareTips community.
Open

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing

Not listedCheck ↗

VirusTotal

Not listedCheck ↗

AbuseIPDB

Not listedCheck ↗

Also verify:Spamhaus ↗DNSBL / SURBL ↗PhishTank ↗

Referenced Domains

Outbound domains this page links to or loads resources from. Each links to its own security scan.

cdnjs.cloudflare.com cdn.jsdelivr.net google-analytics.com googletagmanager.com facebook.com instagram.com t.me play.google.com apps.apple.com ajax.googleapis.com

Safety FAQ

Common questions about this site, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

Our automated security review found no threat indicators on bnkcmfi.com. The site appears legitimate based on the signals we checked, but always stay alert for phishing emails that spoof real domains.
bnkcmfi.com passed our automated security checks with a trust score of 90/100. No antivirus engines or major blacklists flagged the site at the time of the last scan.
Yes. bnkcmfi.com presents a valid TLSv1.3 certificate issued by Let's Encrypt · R12, expiring in 55 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.
bnkcmfi.com is 10.3 years old, registered on 2/29/2016 through Wild West Domains, LLC. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.
No. All 92 antivirus engines in our malware network report bnkcmfi.com as clean.
No. bnkcmfi.com is not currently listed on the major browser blocklist feeds that modern browsers use.
bnkcmfi.com resolves to an IP operated by Hetzner Online GmbH in FI (usage type: Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.
This is a permanent record of the scan run on June 23, 2026. The verdict and evidence above reflect that scan and do not change on their own. If circumstances around bnkcmfi.com have changed, MalwareTips staff can run a fresh scan, which re-runs every check from scratch and publishes an updated report.

Final Verdict

Trust / 100

Final Verdict·bnkcmfi.com

SAFE

This is the official website for BNKC (Cambodia) Microfinance PLC, a legitimate financial institution licensed by the National Bank of Cambodia. The domain has been active for over 10 years and shows no signs of fraudulent activity. You can safely browse this site and use its official banking services.

This site is safe to use for its intended financial services. Always ensure you are on bnkcmfi.com before entering any sensitive banking credentials.

AV engines

MT passes

Net signals

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Recently scanned

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Community review

User reviews & comments(0)

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This report is generated automatically by combining threat intelligence, domain signals, and an AI security analyst. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.