Security Review

Is cooperandodigital.com legit or a scam?

Our verdict:Safe· 78/100

Official digital publication for a licensed Puerto Rican insurance cooperative with a 2,000-day domain history and verified business registration.

cooperandodigital.comScanned 2h ago
0
Trust score
SAFE
Heuristics 48·MT 92
View density

Analysis Summary

Threat Intelligence
0/92
All engines report clean
Domain Age
5 years old
Registered Dec 31, 2020
MT Intelligence
Safe
Low likelihood · 95% confidence
SAFE

No threats detected

All checks passed. This site appears legitimate — but always stay alert for phishing even on trusted domains.

Website Preview

Screenshot of cooperandodigital.com
LIVE RENDER
cooperandodigital.com

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site.

MT Intelligence

Advanced threat intelligence
MT Security Analyst
Low scam likelihoodengineMT · Guardiantrust92/100
MT AgentLive web researchVisual inspection
0%
Confidence
The domain has been active for over five years and serves as the digital archive for the 'Cooperando' bulletin. Our research confirms the parent organization is a licensed, active insurance cooperative in Puerto Rico with a physical presence and professional financial ratings. The site content consists of presidential messages, community news, and PDF newsletters dating back over a decade. No malicious patterns, phishing forms, or deceptive marketing were detected during our analysis. The technical infrastructure is stable and aligns with a legitimate corporate communication tool.
Full dossier
Analysis complete

Page Content

The site functions as a digital library for the Cooperativa de Seguros Múltiples de Puerto Rico (CSMPR). It hosts the 'Cooperando' bulletin, featuring news on community initiatives, art programs, and corporate updates. There are no e-commerce elements or aggressive data collection forms.

Infrastructure

The site is hosted on a stable IP with a valid SSL certificate from Let's Encrypt. While the hosting IP shows some historical abuse reports, these appear to be related to other sites on a shared server and do not impact the legitimacy of this specific domain. It loads resources from trusted sources like Google Tag Manager and Facebook.

Domain History

The domain was registered nearly 2,000 days ago, which matches the long-term publication schedule of the cooperative. It is managed through a standard commercial registrar and shows consistent uptime without suspicious redirects or ownership changes.

Web Reputation

Our analysis found no negative reports or scam mentions across consumer safety platforms. The site is recognized as the official digital arm of a well-known Puerto Rican financial entity. It maintains a clean record with all major antivirus engines and browser blocklists.
Risk Factors
2
  • The hosting IP address has a high abuse score, though this is likely due to other tenants on a shared hosting environment.
  • No direct contact email or physical address is listed on this specific subdomain, as it serves as a news portal rather than the primary corporate site.
Positive Signals
4
  • Domain age of over 5.5 years indicates a long-standing and stable web presence.
  • Verified business registration for the parent cooperative in Puerto Rico.
  • Zero detections across 92 antivirus engines and major browser blocklists.
  • Content is purely informational and consistent with a 60-year-old insurance organization.
AI Recommendation
This site is safe to use for reading news and accessing cooperative bulletins. No security concerns were identified.
Next-gen fraud intelligence
Evidence-backedCross-checked

Web Research Findings

Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for cooperandodigital.com, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.

Domain age
5.5 yrs
Registered Dec 2020
Business registration
Active · Puerto Rico
Site traces back to an actively registered business.
Clone check
Not a clone
No well-known site's layout or branding detected here.
Typosquat check
No look-alike match
The domain doesn't resemble any well-known brand's spelling.
Web mentions
5 positive
Key findings
6 headline facts from open-web research
  • cooperandodigital.com is the official site for "Boletín Oficial Junta de Directores CSMPR" / "Cooperando Virtual", the digital newsletter and news portal of Cooperativa de Seguros Múltiples de Puerto Rico (Grupo Cooperativo Seguros Múltiple
  • Content includes presidential messages, news archive, PDF editions of the Cooperando bulletin dating back to at least 2010, art programs, youth oratory contests, and COVID service updates.
  • The parent cooperative is a legitimate, long-established Puerto Rico-based insurer (60+ years) with official website grupocooperativosegurosmultiples.com, active social media (Facebook, LinkedIn, YouTube), AM Best financial ratings, and phy
  • No scam reports, complaints, negative reviews, or fraud mentions found across web searches, Reddit, or review platforms.
  • Domain age of ~2001 days (~5.5 years) aligns with ongoing publication of cooperative news and bulletins.
  • Site serves purely informational and member-communication purposes with no evidence of e-commerce, crypto, or suspicious data collection forms.
Business registration
Status: active · Puerto Rico

Cooperativa de Seguros Múltiples de Puerto Rico (also known as Grupo Cooperativo Seguros Múltiples or GCSM/CSMPR), a licensed insurance cooperative operating for over 60 years with AM Best ratings and physical presence in San Juan.

Research summary
Narrative write-up from our AI analyst, grounded on the facts above
We searched scam-report databases, consumer-review sites, and business registries for cooperandodigital.com and found no scam reports or complaints. Our research identified the site as the official digital publication portal for the Cooperativa de Seguros Múltiples de Puerto Rico, a legitimate organization with over 60 years of operation and active business status in San Juan. The site content, including PDF archives and community news, aligns perfectly with the known activities of this established insurer.

Antivirus Engines

Clean pass · verified
Clean across 92 engines

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. None of them flagged this URL in the last scan.

0Malicious0Suspicious58Harmless92Engines
Clean
Kaspersky
Clean
Bitdefender
Clean
Microsoft
Not in pass
ESET-NOD32
Not in pass
Avira
Not in pass
Sophos
Clean
Fortinet
Clean
Google Safebrowsing
Clean
Emsisoft
Clean

No engine detections. The URL passed every antivirus and blacklist engine we queried in this scan. Stay vigilant — AV coverage is only one signal among many.

Security Scans

Blacklist Check
Not flagged on major threat lists

Checked against the major public blocklists used by browsers and security tools — no hits.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found
No clear contact details on the page
Emails on site's domainNone
Phone numbers2025-2026
Postal addressNot listed
Linked social profiles2
Signal Summary
Contact details look reasonable
  • No contact email found anywhere on the page.
  • No postal address visible on the page.
  • Phone number listed (2025-2026).
  • Links to 2 social profiles.

Domain & Encryption

Domain History
Age5 years old
RegistrarHOSTINGER operations, UAB
RegisteredDec 31, 2020
ExpiresDec 31, 2026
Owner privacyVisible
Encryption Certificate
StatusValid
ProtocolTLSv1.3
IssuerLet's Encrypt · YE1
ExpiresSep 17, 2026 (85d)
Self-signedNo
Hosting & Technology
HostingHostinger International Limited
Server locationUS
Web serverLiteSpeed
Platform / CMSJoomla

Redirect Chain

Hops
1
Cross-domain
No
Lookalike
No
Punycode
No
  • 1301http://cooperandodigital.com/
  • 2200https://cooperandodigital.com/

Server Reputation

Abuse Intelligence
Confidence score100%
Reports on file70
ISPHostinger International Limited
Usage typeData Center/Web Hosting/Transit

Still, stay alert

No major threat indicators — but a clean scan does not guarantee every page is safe, and phishing emails routinely spoof real domains.

  • Double-check the exact URL in your address bar

    Confirm you are actually on cooperandodigital.com and not a lookalike like c-ooperandodigital.com.com or an IDN homoglyph.

  • Use a password manager

    Password managers only auto-fill on the exact domain they were saved for — they refuse to fill lookalike domains, which is the single best phishing defence.

  • Discuss this site on the forum

    If you have first-hand experience with this site — good or bad — share it with the MalwareTips community.

    Open

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing
Not listedCheck ↗
VirusTotal
Not listedCheck ↗
AbuseIPDB
ListedCheck ↗

Referenced Domains

Outbound domains this page links to or loads resources from. Each links to its own security scan.

Safety FAQ

Common questions about this site, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

  • Our automated security review found no threat indicators on cooperandodigital.com. The site appears legitimate based on the signals we checked, but always stay alert for phishing emails that spoof real domains.
  • cooperandodigital.com passed our automated security checks with a trust score of 78/100. No antivirus engines or major blacklists flagged the site at the time of the last scan.
  • Yes. cooperandodigital.com presents a valid TLSv1.3 certificate issued by Let's Encrypt · YE1, expiring in 85 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.
  • cooperandodigital.com is 5.5 years old, registered on 12/31/2020 through HOSTINGER operations, UAB. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.
  • No. All 92 antivirus engines in our malware network report cooperandodigital.com as clean.
  • No. cooperandodigital.com is not currently listed on the major browser blocklist feeds that modern browsers use.
  • cooperandodigital.com resolves to an IP operated by Hostinger International Limited in US (usage type: Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.
  • This is a permanent record of the scan run on June 24, 2026. The verdict and evidence above reflect that scan and do not change on their own. If circumstances around cooperandodigital.com have changed, MalwareTips staff can run a fresh scan, which re-runs every check from scratch and publishes an updated report.

Final Verdict

0
Trust / 100
Final Verdict·cooperandodigital.com
SAFE

This is the official digital news portal for the Cooperativa de Seguros Múltiples de Puerto Rico. It is a legitimate informational site for an established insurance cooperative with over 60 years of history. You can safely browse the bulletins and news archives here.

This site is safe to use for reading news and accessing cooperative bulletins. No security concerns were identified.

AV engines
92
MT passes
2
Net signals
0
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This report is generated automatically by combining threat intelligence, domain signals, and an AI security analyst. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.