Security Review

Is marketpozyczkowy.pl legit or a scam?

Our verdict:Safe· 81/100

Established Polish loan and insurance broker with 12+ year domain history, active KNF registration, and verified positive client feedback.

marketpozyczkowy.plScanned 1h ago
0
Trust score
SAFE
Heuristics 79·MT 82
View density

Analysis Summary

Threat Intelligence
0/92
All engines report clean
Domain Age
12 years old
Registered Dec 27, 2013
MT Intelligence
Safe
Low likelihood · 92% confidence
SAFE

No threats detected

All checks passed. This site appears legitimate — but always stay alert for phishing even on trusted domains.

Website Preview

Screenshot of marketpozyczkowy.pl
LIVE RENDER
marketpozyczkowy.pl

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site. See full visual analysis →

MT Intelligence

Advanced threat intelligence
MT Security Analyst
Low scam likelihoodengineMT · Guardiantrust82/100
MT AgentLive web researchVisual inspection
0%
Confidence
Our scan found no malware, no blocklist flags, and a clean hosting reputation. The domain was registered 4,555 days ago (over 12 years), and our research confirmed the operator is KONKRET Sp. z o.o., a legally registered financial intermediary in Poland since 2009. The company holds KNF licenses for loan institutions (RIP000014) and credit intermediaries (RPK000805), with registered capital of 1.2 million PLN. Independent verification sites awarded it a "Firma Godna Zaufania" (Trustworthy Company) certificate in November 2025, citing consistent registration data and positive client reviews. Multiple Polish forums contain user testimonials praising the company's engagement and market knowledge. No scam reports, complaints, or negative media coverage were found in our research.
Full dossier
Analysis complete

Page Content

The site presents itself as a financial brokerage offering loans, credits, and insurance products (communications, travel, property, education, bicycle). The page includes a blog with consumer-education articles on credit management, refinancing, and insurance selection. Contact details list a phone number (+48 660-570-080) and email (biario@konkretsc.pl), though the email is not on the site's own domain — a minor inconsistency common in regional brokerages that use shared corporate email systems.

Infrastructure

The domain uses a valid SSL certificate (Let's Encrypt, 22 days to expiry), hosted on IP 87.98.239.16 with zero abuse reports and a clean reputation score. The page loads external analytics and social-media trackers (Google Tag Manager, Ahrefs, Facebook, Twitter), typical for legitimate businesses. No malware, phishing, or suspicious code was detected by our antivirus network or sandbox analysis.

Domain History

Registered 4,555 days ago (approximately 12.5 years), the domain predates modern scam-infrastructure patterns. WHOIS records show privacy protection enabled but the registrar (premium.pl) is a legitimate Polish domain provider. The company behind the domain, KONKRET Sp. z o.o., was founded in 2009 and has maintained continuous operations with active KRS registration (KRS 0000539702) and NIP/REGON tax identifiers.

Web Reputation

Our research identified three positive user reviews across Polish business-opinion forums, with users confirming successful loan transactions and praising the company's professionalism. The company holds a verified "Firma Godna Zaufania" certificate from an independent Polish verification service, issued November 2025. No scam reports, complaints, or negative media coverage were found. The company's limited online footprint (not indexed in global traffic rankings) is consistent with a regional brick-and-mortar financial broker rather than a high-volume online lender.

Risk Factors
3
  • Email contact uses a corporate domain (biario@konkretsc.pl) rather than the site's own domain — minor inconsistency but not uncommon for regional brokerages.
  • No postal address displayed on the page, though company registration records show a physical office in Ostrołęka.
  • Limited global web visibility; domain not indexed in major traffic-ranking systems, typical for regional Polish financial services.
Positive Signals
5
  • Domain registered over 12 years ago; company operating since 2009 with continuous legal registration.
  • Legally registered with Polish financial regulator (KNF) as both a loan institution and credit intermediary.
  • Holds verified "Firma Godna Zaufania" (Trustworthy Company) certificate from independent Polish verification service.
  • Multiple positive user reviews on Polish business forums confirming successful transactions and professional service.
  • Clean antivirus scan, no malware or phishing detected; valid SSL certificate and zero abuse reports on hosting IP.
AI Recommendation
This site appears to be a legitimate Polish financial brokerage. If you are considering a loan or credit product, verify the company's KNF registration independently and review the terms carefully before committing to any agreement. Standard consumer-credit protections apply under Polish law.
Next-gen fraud intelligence
Evidence-backedCross-checked

Web Research Findings

Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for marketpozyczkowy.pl, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.

Domain age
12 yrs
Registered Dec 2013
Business registration
Active · Poland
Site traces back to an actively registered business.
Clone check
Not a clone
No well-known site's layout or branding detected here.
Typosquat check
No look-alike match
The domain doesn't resemble any well-known brand's spelling.
Web mentions
3 positive
Key findings
7 headline facts from open-web research
  • Domain registered over 12 years ago (age 4555 days); company operating in financial intermediation since 2009 with physical offices in Ostrołęka and surrounding towns (Ciechanów, Pułtusk, etc.).
  • Legally registered as KONKRET Sp. z o.o. under KRS 0000539702, with active entries in KNF registers: RIP000014 (institutions pożyczkowych) and RPK000805 (pośredników kredytowych).
  • Company holds "Firma Godna Zaufania" (Trustworthy Company) certificate verified 18.11.2025, citing consistent KRS data, positive client reviews and no major negative mentions.
  • Website and forums contain multiple positive user statements about loan/credit services; no scam reports, complaints or negative media found across searches for "scam", "oszustwo", "opinia".
  • Self-published blog articles warn users about online scams and urge verification of lenders; company claims compliance with consumer credit law and GDPR.
  • No Trustpilot, ScamAdviser or ScamDoc profiles identified; limited online footprint consistent with a regional brick-and-mortar financial broker rather than high-volume online lender.
  • Page title and description match legitimate Polish loan/insurance brokerage services; "Temu" brand reference in scan data does not correspond to any observed content or reports.
Positive reviews (3)
Quotes indicating the site is legitimate.
  • firmagodnazaufania.plopen

    "positive verification result due to consistent registration data, financial intermediation services, positive client reviews, no major negative mentions"

  • forum.firma-opinia.plopen

    "Czytałam opinie o marketpozyczkowy.pl i znalazłam wiele pozytywnych. Klienci chwalą ich za zaangażowanie i znajomość rynku finansowego."

  • forum.biznes-prawo24.plopen

    "Kiedyś brałam na http://www.marketpozyczkowy.pl/pożyczkę, gdy nagle zepsuła mi się pralka. Dobrze wspominam współpracę z nimi i potwierdzam powyższe opinie"

Business registration
Status: active · Poland

KONKRET Sp. z o.o., KRS 0000539702 (registered ~2014, operating since 2009), NIP 7582289739, REGON 141779770, address ul. Bartosza Głowackiego 40A, 07-410 Ostrołęka. Registered with KNF as loan institution (RIP000014) and credit intermediary (RPK000805). Capital 1,200,000 PLN.

Research summary
Narrative write-up from our AI analyst, grounded on the facts above

Our research confirmed that marketpozyczkowy.pl is the official domain of KONKRET Sp. z o.o., a Polish financial intermediary legally registered since 2009. The company holds active licenses from the Polish Financial Supervision Authority (KNF) as both a loan institution (RIP000014) and credit intermediary (RPK000805). An independent Polish verification service awarded the company a "Firma Godna Zaufania" (Trustworthy Company) certificate in November 2025, citing consistent registration data, positive client reviews, and no major negative mentions. Multiple Polish business forums contain user testimonials praising the company's engagement and market knowledge. No scam reports, complaints, or negative media coverage were found across searches for common fraud indicators.

Antivirus Engines

Clean pass · verified
Clean across 92 engines

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. None of them flagged this URL in the last scan.

0Malicious0Suspicious57Harmless92Engines
Clean
Kaspersky
Clean
Bitdefender
Clean
Microsoft
Not in pass
ESET-NOD32
Not in pass
Avira
Not in pass
Sophos
Clean
Fortinet
Clean
Google Safebrowsing
Clean
Emsisoft
Clean

No engine detections. The URL passed every antivirus and blacklist engine we queried in this scan. Stay vigilant — AV coverage is only one signal among many.

Security Scans

Blacklist Check
Not flagged on major threat lists

Checked against the major public blocklists used by browsers and security tools — no hits.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found
Has contact info, but not on the site's domain
Emails on site's domainNone
Phone numbers+48 660-570-080
Postal addressNot listed
Linked social profiles2
Signal Summary
Several contact red flags
  • No email uses the site's own domain — legitimate shops usually do.
  • No postal address visible on the page.
  • Page impersonates Temu on a non-official domain.
  • Phone number listed (+48 660-570-080).
  • Links to 2 social profiles.

Domain & Encryption

Domain History
Age12 years old
Registrarpremium.pl Sp. z o.o.
RegisteredDec 27, 2013
ExpiresDec 27, 2028
Owner privacyHidden
Encryption Certificate
StatusValid
ProtocolTLSv1.3
IssuerLet's Encrypt · E8
ExpiresJul 9, 2026 (22d)
Self-signedNo
Hosting & Technology
HostingOVH Sp. z o. o.
Server locationFR
Web serverApache
Platform / CMSJoomla

Redirect Chain

Hops
1
Cross-domain
No
Lookalike
No
Punycode
No
  • 1301http://marketpozyczkowy.pl/
  • 2200https://marketpozyczkowy.pl/

Server Reputation

Abuse Intelligence
Confidence score0%
Reports on file0
ISPOVH Sp. z o. o.
Usage typeContent Delivery Network

Still, stay alert

No major threat indicators — but a clean scan does not guarantee every page is safe, and phishing emails routinely spoof real domains.

  • Double-check the exact URL in your address bar

    Confirm you are actually on marketpozyczkowy.pl and not a lookalike like m-arketpozyczkowy.pl.com or an IDN homoglyph.

  • Use a password manager

    Password managers only auto-fill on the exact domain they were saved for — they refuse to fill lookalike domains, which is the single best phishing defence.

  • Discuss this site on the forum

    If you have first-hand experience with this site — good or bad — share it with the MalwareTips community.

    Open

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing
Not listedCheck ↗
VirusTotal
Not listedCheck ↗
AbuseIPDB
Not listedCheck ↗

Referenced Domains

Outbound domains this page links to or loads resources from. Each links to its own security scan.

Safety FAQ

Common questions about this site, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

  • Our automated security review found no threat indicators on marketpozyczkowy.pl. The site appears legitimate based on the signals we checked, but always stay alert for phishing emails that spoof real domains.
  • marketpozyczkowy.pl passed our automated security checks with a trust score of 81/100. No antivirus engines or major blacklists flagged the site at the time of the last scan.
  • Yes. marketpozyczkowy.pl presents a valid TLSv1.3 certificate issued by Let's Encrypt · E8, expiring in 22 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.
  • marketpozyczkowy.pl is 12.5 years old, registered on 12/27/2013 through premium.pl Sp. z o.o.. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.
  • No. All 92 antivirus engines in our malware network report marketpozyczkowy.pl as clean.
  • No. marketpozyczkowy.pl is not currently listed on the major browser blocklist feeds that modern browsers use.
  • marketpozyczkowy.pl resolves to an IP operated by OVH Sp. z o. o. in FR (usage type: Content Delivery Network). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.
  • This is a permanent record of the scan run on June 17, 2026. The verdict and evidence above reflect that scan and do not change on their own. If circumstances around marketpozyczkowy.pl have changed, MalwareTips staff can run a fresh scan, which re-runs every check from scratch and publishes an updated report.

Final Verdict

0
Trust / 100
Final Verdict·marketpozyczkowy.pl
SAFE

A legitimate Polish financial brokerage (KONKRET Sp. z o.o.) offering loans, credits, and insurance. The domain is over 12 years old, the company is legally registered with Polish financial regulators, holds a verified trustworthiness certificate, and has positive user reviews across multiple forums.

This site appears to be a legitimate Polish financial brokerage. If you are considering a loan or credit product, verify the company's KNF registration independently and review the terms carefully before committing to any agreement. Standard consumer-credit protections apply under Polish law.

AV engines
92
MT passes
2
Net signals
0
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Community review

User reviews & comments(0)

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This report is generated automatically by combining threat intelligence, domain signals, and an AI security analyst. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.