Security Review

Is midasrates.com legit or a scam?

Our verdict:Suspicious· 55/100

Insurance lead-generation site with hidden ownership, unverified claims, and documented concerns about data harvesting and lead resale.

midasrates.comScanned 1h ago
0
Trust score
SUSPICIOUS
Heuristics 86·MT 40
Category tags
lead generationdata harvesting#Data Harvester72% MT confidence

These checks passed — but they don't clear the site. A clean antivirus result, valid SSL, and a calm server only mean it isn't hosting malware; they say nothing about whether the business is real. This verdict is based on the site's conduct and content, not a malware detection.

View density

Analysis Summary

Threat Intelligence
0/92
All engines report clean
Domain Age
1.1 years old
Registered May 1, 2025
MT Intelligence
Suspicious
High likelihood · 72% confidence
SUSPICIOUS

Warning signs detected

Insurance lead-generation site with hidden ownership, unverified claims, and documented concerns about data harvesting and lead resale. Several risk indicators suggest caution. This site might be legitimate — but treat it as unverified until you can independently confirm.

Website Preview

Screenshot of midasrates.com
LIVE RENDER
midasrates.com

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site. See full visual analysis →

Visual Screenshot Analysis

We capture a fresh screenshot of the live page and ask a vision model to look for scam visual patterns — fake trust badges, countdown timers, overlay pop-ups, and visual clones of legitimate brands.

30
/ 100
Moderate visual risk

Visual red flags detected in the screenshot

The page presents as an insurance lead-generation aggregator with professional design but relies on unverified trust claims and prominent display of third-party insurer logos without visible affiliation disclosures; the primary risk is unsolicited data harvesting rather than outright fraud.

Visual risk30/100

What our vision model saw

5 signals

Unverifiable self-promotional claim 'MidasRates is the #1 Spot Online to Find the Best Insurance Quotes' with no supporting citation visible

Pre-filled ZIP code field (07014) in the quote form may be used to funnel lead-generation data collection

Logos of real insurers (Progressive, Allstate, MetLife, etc.) displayed as implied partners without any visible affiliation disclaimer

Small trust-indicator line '100% Free Quotes • No Spam • Data Secure' beneath form is unverified by any third-party seal

No visible privacy policy, terms of service, or licensing information in the captured portion of the page

MT Intelligence

Advanced threat intelligence
MT Security Analyst
High scam likelihoodengineMT · Guardiantrust40/100
MT AgentLive web researchVisual inspection
0%
Confidence
MidasRates operates as an insurance quote aggregator but exhibits several patterns consistent with aggressive lead-generation operations. The domain was registered in May 2025 with privacy protection enabled, and the operator's identity remains hidden despite the site's public-facing claims of legitimacy. The page displays logos of major insurers (Progressive, Allstate, MetLife) without visible affiliation disclaimers, creating an impression of partnership that may not exist. Independent review aggregators give the site a score of 40/100, and YouTube videos from consumer reviewers specifically highlight concerns about data harvesting and the resale of user information to third parties. The terms of service explicitly state that user data including phone numbers may be shared with third parties who can contact users via autodialer. While the site is hosted on legitimate Amazon infrastructure and carries no malware detections, the combination of hidden ownership, aggressive lead-generation practices, and documented consumer concerns about data handling creates a high-risk profile.
Full dossier
Analysis complete

Page Content

The site presents as a professional insurance comparison tool with a clean interface and prominent call-to-action forms. It claims to be "the #1 Spot Online to Find the Best Insurance Quotes" and promises up to 50% savings, but these claims carry no visible third-party verification or citations. The page displays logos of established insurers (Progressive, Allstate, MetLife) without visible affiliation disclaimers, which may mislead users into believing these companies endorse or partner with MidasRates. A pre-filled ZIP code field (07014) in the quote form suggests data collection and lead-funneling practices.

Infrastructure

The domain is hosted on Amazon infrastructure (IP 3.160.5.3) with a valid SSL certificate issued by Amazon. The hosting IP has zero abuse reports and a clean reputation score. No malware, phishing, or browser blocklist detections were triggered. External resources load from legitimate CDNs (Google Fonts, Bootstrap, jQuery, CloudFront).

Domain History

MidasRates was registered on May 2, 2025, making it approximately 13 months old. The domain is registered through GoDaddy with privacy protection enabled, meaning the true owner's identity is hidden from public WHOIS records. This privacy protection is common among lead-generation operations seeking to obscure their business structure.

Web Reputation

Independent review aggregators assign the site a score of 40/100, indicating questionable trustworthiness. YouTube reviewers have published videos questioning the site's legitimacy, specifically highlighting its new domain age, hidden ownership, and data-harvesting practices. The site's terms of service explicitly state that user data may be shared with third parties for marketing purposes, including autodialer contact. an independent review aggregator shows only 1 review with a 3.2/5 average rating. No major phishing or malware detections were recorded, but the site is flagged in threat-intelligence scans.

Risk Factors
7
  • Domain registered May 2025 with WHOIS privacy enabled, obscuring true operator identity.
  • Unverified self-promotional claims ('the #1 Spot Online') with no third-party citations or seals.
  • Major insurer logos displayed without visible affiliation disclaimers, potentially misleading users.
  • Terms of service explicitly permit sharing user data (including phone numbers) with third parties for marketing via autodialer.
  • YouTube reviewers document concerns about data harvesting and lead resale practices.
  • Independent review aggregators assign a score of 40/100, indicating questionable trustworthiness.
  • Pre-filled ZIP code field in quote form suggests aggressive lead-funneling and data collection.
Positive Signals
5
  • Clean antivirus scan: 0 of 92 engines flagged as malicious.
  • Valid SSL certificate from Amazon with 138 days remaining.
  • Hosted on legitimate Amazon infrastructure with zero abuse reports on the IP.
  • No browser blocklist detections or phishing flags.
  • Some independent review sites acknowledge the site as 'probably legit' despite low trust scores.
AI Recommendation
Avoid entering personal information, especially phone numbers, on this site. If you need insurance quotes, contact insurers directly or use established, well-known comparison platforms with transparent ownership and clear privacy policies. If you have already submitted data, monitor your phone and email for unsolicited marketing calls and texts.
Next-gen fraud intelligence
Evidence-backedCross-checked

Web Research Findings

Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for midasrates.com, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.

Domain age
1.1 yrs
Registered May 2025
Business registration
No public record found
Could not match the site to a registered company — common for small sites.
Independent review aggregators
40/100 · questionable
Average across 1 independent review aggregator.
Clone check
Not a clone
No well-known site's layout or branding detected here.
Typosquat check
No look-alike match
The domain doesn't resemble any well-known brand's spelling.
Web mentions
2 scam reports · 1 complaint · 2 positive
Web ratings
Scores pulled directly from third-party trust & review sites
ScamAdviser
40/100
Questionableopen
Key findings
6 headline facts from open-web research
  • Domain registered May 2, 2025 (approx 13 months old as of June 2026); WHOIS ownership hidden via privacy service
  • Operates as insurance quote comparison/lead generation site promising up to 50% savings; terms explicitly state user data (incl. phone) may be shared with third parties who can send marketing calls/texts via autodialer
  • Trustpilot page exists with only 1 review (3.2/5 average); Scamadviser notes mixed reviews and gives reasonable but not high trust score
  • YouTube review videos question the site, highlight new domain, hidden ownership, and discuss what happens to submitted data (leads sold to insurers/agents)
  • Hosted on Amazon infrastructure; no major phishing flags but listed in threat intel scans; traffic reported in the hundreds of thousands monthly
  • Site has about-us and terms pages but provides minimal verifiable company details beyond email and generic claims
Scam reports (2)
Direct quotes from public scam databases, forums, and news.
  • YouTube (Savage Reviews)open

    "Midas Rates was created in May 2025 less than a year old... owner information completely hidden behind domains by proxy"

  • YouTubeopen

    "MidasRates.com Reviews – Legit Insurance Site or Data Harvesting Scam?"

Positive reviews (2)
Quotes indicating the site is legitimate.
  • Scamadviseropen

    "In summary, midasrates.com is probably legit as the trust score is reasonable."

  • Gridinsoftopen

    "Midasrates.com Review: Is It Safe? (70/100 Trust Score)"

Research summary
Narrative write-up from our AI analyst, grounded on the facts above

YouTube reviewers have published multiple videos questioning MidasRates' legitimacy. One reviewer (Savage Reviews) notes the domain was created in May 2025 with owner information hidden behind a privacy service. Another video titled 'MidasRates.com Reviews – Legit Insurance Site or Data Harvesting Scam?' directly addresses concerns about the site's data practices. Independent review aggregators give the site a score of 40/100, with some noting it as 'probably legit' but others flagging mixed reviews and data-handling concerns. an independent review aggregator shows only 1 review with a 3.2/5 average. The site's terms of service explicitly state that user data, including phone numbers, may be shared with third parties who can contact users via autodialer, confirming lead-resale practices documented in consumer reviews.

Antivirus Engines

Clean pass · verified
Clean across 92 engines

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. None of them flagged this URL in the last scan.

0Malicious0Suspicious58Harmless92Engines
Clean
Kaspersky
Clean
Bitdefender
Clean
Microsoft
Not in pass
ESET-NOD32
Not in pass
Avira
Not in pass
Sophos
Clean
Fortinet
Clean
Google Safebrowsing
Clean
Emsisoft
Clean

No engine detections. The URL passed every antivirus and blacklist engine we queried in this scan. Stay vigilant — AV coverage is only one signal among many.

Security Scans

Blacklist Check
Not flagged on major threat lists

Checked against the major public blocklists used by browsers and security tools — no hits.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found
No clear contact details on the page
Emails on site's domainNone
Phone numbers855.581.3316
Postal addressNot listed
Linked social profiles0
Signal Summary
Several contact red flags
  • No contact email found anywhere on the page.
  • No postal address visible on the page.
  • Phone number listed (855.581.3316).

Domain & Encryption

Domain History
Age1.1 years old
RegistrarGoDaddy.com, LLC
RegisteredMay 1, 2025
ExpiresMay 1, 2027
Owner privacyVisible
Encryption Certificate
StatusValid
ProtocolTLSv1.3
IssuerAmazon · Amazon RSA 2048 M01
ExpiresOct 26, 2026 (138d)
Self-signedNo
Hosting & Technology
HostingAmazon.com, Inc.
Server locationUS
Web serverAmazonS3

Redirect Chain

Hops
1
Cross-domain
No
Lookalike
No
Punycode
No
  • 1301http://midasrates.com/
  • 2200https://midasrates.com/

Server Reputation

Abuse Intelligence
Confidence score0%
Reports on file0
ISPAmazon.com, Inc.
Usage typeContent Delivery Network

Proceed with caution

Our automated review flagged enough risk that you should treat this site as unverified.

  • Treat midasrates.com as unverified

    Do not enter credentials or send money until you have independently verified the business.

  • Verify the business through independent channels

    Check the company's social profiles, registry records, and search for recent news or reviews that are not hosted on the site itself.

  • Never use irreversible payment methods

    Crypto, gift cards, wire transfers, and cash apps offer zero buyer protection. Use a credit card or PayPal if you must pay.

  • Share your experience

    If you have additional context, drop a comment below or post on the MalwareTips forum.

    Open

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing
Not listedCheck ↗
VirusTotal
Not listedCheck ↗
AbuseIPDB
Not listedCheck ↗

Referenced Domains

Outbound domains this page links to or loads resources from. Each links to its own security scan.

Safety FAQ

Common questions about this site, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

  • Our automated security review marked midasrates.com as suspicious. Several warning signs were detected; it may still turn out legitimate, but you should verify it through independent channels before trusting it with money or credentials.
  • midasrates.com currently scores 55/100 on our trust scale. We found enough warning signals to recommend caution. Verify the site through independent channels before entering credentials or money.
  • Yes. midasrates.com presents a valid TLSv1.3 certificate issued by Amazon · Amazon RSA 2048 M01, expiring in 138 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.
  • midasrates.com is 1.1 years old, registered on 5/1/2025 through GoDaddy.com, LLC. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.
  • No. All 92 antivirus engines in our malware network report midasrates.com as clean.
  • No. midasrates.com is not currently listed on the major browser blocklist feeds that modern browsers use.
  • midasrates.com resolves to an IP operated by Amazon.com, Inc. in US (usage type: Content Delivery Network). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.
  • Independent trust-rating sites currently show the following for midasrates.com: ScamAdviser: 40/100. Those scores come from user reviews and their own heuristics, so they are worth comparing against our verdict.

Final Verdict

0
Trust / 100
Final Verdict·midasrates.com
SUSPICIOUS

MidasRates is an insurance quote-comparison site that collects user data and sells leads to third parties. The domain is only 13 months old with hidden ownership, unverified trust claims, and YouTube reviews questioning its data practices.

Avoid entering personal information, especially phone numbers, on this site. If you need insurance quotes, contact insurers directly or use established, well-known comparison platforms with transparent ownership and clear privacy policies. If you have already submitted data, monitor your phone and email for unsolicited marketing calls and texts.

AV engines
92
MT passes
2
Net signals
0
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Community review

User reviews & comments(0)

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This report is generated automatically by combining threat intelligence, domain signals, and an AI security analyst. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.