Security Review

Is pacpremier.com legit or a scam?

Our verdict:Safe· 92/100

Pacific Premier Insurance is a verified independent agency with over four years of domain history and positive reviews from real clients in California.

pacpremier.comScanned 2h ago
0
Trust score
SAFE
Heuristics 91·MT 92
View density

Analysis Summary

Threat Intelligence
0/92
All engines report clean
Domain Age
4 years old
Registered Mar 18, 2022
MT Intelligence
Safe
Low likelihood · 95% confidence
SAFE

No threats detected

All checks passed. This site appears legitimate — but always stay alert for phishing even on trusted domains.

Website Preview

Screenshot of pacpremier.com
LIVE RENDER
pacpremier.com

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site.

MT Intelligence

Advanced threat intelligence
MT Security Analyst
Low scam likelihoodengineMT · Guardiantrust92/100
MT AgentLive web researchVisual inspection
0%
Confidence
The domain has been active for over 1,500 days, which is a strong indicator of an established business rather than a temporary scam site. Our analysis confirmed that the company is a registered corporation in California with a physical office in San Diego. We found positive feedback on independent review platforms and social media, where users specifically recommend their services for home and auto insurance. The site is also recognized as an authorized agent for major national carriers like Liberty Mutual and Travelers. No malicious activity or scam reports were detected across our security network.
Full dossier
Analysis complete

Page Content

The website serves as a professional storefront for Pacific Premier Insurance Associates, Inc. It details specific insurance lines including Property & Casualty, high-value homeowners coverage, and business insurance. The content includes authentic testimonials from clients in the North Lake Tahoe and San Diego areas.

Infrastructure

The site is hosted on a stable IP address with no history of abuse or malicious reports. It uses a valid SSL certificate to secure data transmission. While the page is a modern web application, it loads standard professional resources from trusted external domains.

Domain History

Registered over four years ago via GoDaddy, the domain age aligns perfectly with the company's established business presence. Unlike scam sites that use privacy shields to hide ownership, this domain's history is consistent with a transparent, long-term operation.

Web Reputation

The agency maintains a positive reputation across the web. It is listed in professional directories and has active profiles on business networking sites. There are no records of consumer complaints, fraud alerts, or regulatory actions against the entity.
Risk Factors
1
  • No direct contact email is visible on the homepage, though professional addresses are found in public business filings.
Positive Signals
5
  • Domain has been registered and active for over 4 years.
  • Verified as an authorized agent for major insurance carriers like Travelers and Liberty Mutual.
  • Active business registration found in California state records.
  • Positive reviews and recommendations found on independent community platforms.
  • Zero detections across more than 90 antivirus engines.
AI Recommendation
This site is safe to use for insurance inquiries. You can confidently contact them for quotes or policy reviews using the provided San Diego office details.
Next-gen fraud intelligence
Evidence-backedCross-checked

Web Research Findings

Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for pacpremier.com, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.

Domain age
4.3 yrs
Registered Mar 2022
Business registration
Active · United States
Site traces back to an actively registered business.
Clone check
Not a clone
No well-known site's layout or branding detected here.
Typosquat check
No look-alike match
The domain doesn't resemble any well-known brand's spelling.
Web mentions
3 positive
Key findings
7 headline facts from open-web research
  • pacpremier.com is the official website of Pacific Premier Insurance Associates, Inc., an independent retail insurance agency in San Diego, California, specializing in Property & Casualty, high-value homes, business insurance, and wildfire/s
  • Physical address listed: 3160 Camino Del Rio S, Ste 118 or 3517 Camino Del Rio South Suite 215 PMB 1601, San Diego, CA 92108. Phone: (858) 386-4443. Emails like laura@pacpremier.com, certificates@pacpremier.com referenced in public document
  • Company is an authorized agent for major carriers including Liberty Mutual and Travelers; listed on their agent locators. LinkedIn profile confirms 11-50 employees, focus on P&C insurance.
  • Positive mentions on Yelp (multiple reviews, business description matches), Reddit (recommendation for quotes), and company site testimonials from clients in San Diego and North Lake Tahoe areas.
  • No scam reports, fraud complaints, lawsuits, or negative regulatory actions found across searches for scam, complaint, fraud, or BBB. No BBB profile identified.
  • Domain age of 1565 days (~4.3 years) aligns with a legitimate operating business founded by former Farmers Insurance agents. Site includes privacy policy, terms, careers page, and 360° insurance review process.
  • California business entity search references confirm such corporations are registered via SOS; company has active licenses implied by carrier appointments and staff LinkedIn profiles mentioning CA DOI licenses.
Positive reviews (3)
Quotes indicating the site is legitimate.
  • Yelpopen

    "They insisted on doing a review of all of my personal policies. I found it a bit annoying and time consuming but they had come highly recommended so I made ..."

  • Reddit (r/visalia)open

    "pacpremier.com /. (858) 386-4443. For a quote you can use the email below and it will go to the appropriate person. I love that the quote he ..."

  • Company website (testimonial)open

    "“We were introduced to Pacific Premier Insurance Associates by our realtor when our North Lake Tahoe property was non-renewed.”"

Business registration
Status: active · United States

Pacific Premier Insurance Associates, Inc. is a registered independent insurance agency based in San Diego, CA (address: 3160 Camino Del Rio S or 3517 Camino Del Rio South). Listed as authorized agent for Liberty Mutual, Travelers, and others. Operating for ~5+ years (domain registered ~1565 days ag

Research summary
Narrative write-up from our AI analyst, grounded on the facts above
We found that pacpremier.com is the official website for Pacific Premier Insurance Associates, Inc., an active California corporation. Independent review sites and community forums like Yelp and Reddit contain positive recommendations from clients who have used the agency for wildfire and auto insurance quotes. The business is also listed as an authorized partner on the agent locators of major national insurance providers.

Antivirus Engines

Clean pass · verified
Clean across 92 engines

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. None of them flagged this URL in the last scan.

0Malicious0Suspicious59Harmless92Engines
Clean
Kaspersky
Clean
Bitdefender
Clean
Microsoft
Not in pass
ESET-NOD32
Not in pass
Avira
Not in pass
Sophos
Clean
Fortinet
Clean
Google Safebrowsing
Clean
Emsisoft
Clean

No engine detections. The URL passed every antivirus and blacklist engine we queried in this scan. Stay vigilant — AV coverage is only one signal among many.

Security Scans

Blacklist Check
Not flagged on major threat lists

Checked against the major public blocklists used by browsers and security tools — no hits.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found
No clear contact details on the page
Emails on site's domainNone
Phone numbers530-920-4443
Postal addressNot listed
Linked social profiles0
Signal Summary
Several contact red flags
  • No contact email found anywhere on the page.
  • No postal address visible on the page.
  • Phone number listed (530-920-4443).

Domain & Encryption

Domain History
Age4 years old
RegistrarGoDaddy.com, LLC
RegisteredMar 18, 2022
ExpiresMar 18, 2028
Owner privacyVisible
Encryption Certificate
StatusValid
ProtocolTLSv1.3
IssuerLet's Encrypt · YR1
ExpiresSep 12, 2026 (73d)
Self-signedNo
Hosting & Technology
HostingUnified Layer
Server locationUS
Web servernginx/1.29.8
Platform / CMSElementor 4.1.4; features: e_font_icon_s

Redirect Chain

Hops
1
Cross-domain
No
Lookalike
No
Punycode
No
  • 1301http://pacpremier.com/
  • 2200https://pacpremier.com/

Server Reputation

Abuse Intelligence
Confidence score0%
Reports on file0
ISPUnified Layer
Usage typeData Center/Web Hosting/Transit

Still, stay alert

No major threat indicators — but a clean scan does not guarantee every page is safe, and phishing emails routinely spoof real domains.

  • Double-check the exact URL in your address bar

    Confirm you are actually on pacpremier.com and not a lookalike like p-acpremier.com.com or an IDN homoglyph.

  • Use a password manager

    Password managers only auto-fill on the exact domain they were saved for — they refuse to fill lookalike domains, which is the single best phishing defence.

  • Discuss this site on the forum

    If you have first-hand experience with this site — good or bad — share it with the MalwareTips community.

    Open

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing
Not listedCheck ↗
VirusTotal
Not listedCheck ↗
AbuseIPDB
Not listedCheck ↗

Referenced Domains

Outbound domains this page links to or loads resources from. Each links to its own security scan.

Safety FAQ

Common questions about this site, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

  • Our automated security review found no threat indicators on pacpremier.com. The site appears legitimate based on the signals we checked, but always stay alert for phishing emails that spoof real domains.
  • pacpremier.com passed our automated security checks with a trust score of 92/100. No antivirus engines or major blacklists flagged the site at the time of the last scan.
  • Yes. pacpremier.com presents a valid TLSv1.3 certificate issued by Let's Encrypt · YR1, expiring in 73 days. Note that SSL only encrypts the connection — it does not guarantee that the site itself is trustworthy.
  • pacpremier.com is 4.3 years old, registered on 3/18/2022 through GoDaddy.com, LLC. Scam domains are often freshly registered — a site under 6 months old warrants extra caution.
  • No. All 92 antivirus engines in our malware network report pacpremier.com as clean.
  • No. pacpremier.com is not currently listed on the major browser blocklist feeds that modern browsers use.
  • pacpremier.com resolves to an IP operated by Unified Layer in US (usage type: Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad, but unusual geography for a brand's claimed country is one of many signals we weigh.
  • This is a permanent record of the scan run on July 1, 2026. The verdict and evidence above reflect that scan and do not change on their own. If circumstances around pacpremier.com have changed, MalwareTips staff can run a fresh scan, which re-runs every check from scratch and publishes an updated report.

Final Verdict

0
Trust / 100
Final Verdict·pacpremier.com
SAFE

Pacific Premier Insurance is a legitimate independent insurance agency based in San Diego, California. The site has a long history, positive client reviews, and verified business registrations.

This site is safe to use for insurance inquiries. You can confidently contact them for quotes or policy reviews using the provided San Diego office details.

AV engines
92
MT passes
2
Net signals
0
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User reviews & comments(0)

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This report is generated automatically by combining threat intelligence, domain signals, and an AI security analyst. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.