Is roncredit.ro safe?
http://roncredit.ro/
Coveragestrong3 of 4 applicable core capabilities
Licensed Romanian lender with disclosed high-cost credit terms
RonCredit.ro is the online presence of RON CREDIT IFN S.A., a Romanian non-banking financial institution registered with the National Bank of Romania. The site offers short-term credit lines up to 10,000 RON and presents clear contact details, a physical Bucharest address, and a valid TLS connection. The primary risk is the high cost of credit, with APR examples ranging from 3.71% to over 3,000% depending on loan size and term.
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Where this site sits
- Dangerous1–20
- High Risk21–44
- Moderate Risk45–69
- Low Risk70–84
- Safe85–100
The score combines saved evidence strength and analysis quality. Coverage is reported separately.
01 · Investigation Brief
Investigation Brief
RonCredit.ro is the online presence of RON CREDIT IFN S.A., a Romanian non-banking financial institution registered with the National Bank of Romania. The site offers short-term credit lines up to 10,000 RON and presents clear contact details, a physical Bucharest address, and a valid TLS connection. The primary risk is the high cost of credit, with APR examples ranging from 3.71% to over 3,000% depending on loan size and term.
Registered operator with verifiable contact details
RON CREDIT IFN S.A. is listed in the National Bank of Romania registers under RG-PJR-41-010414 and RS-PJR-41-010177, with a physical address at Strada Delea Veche 24, Sector 2, Bucharest.
The site publishes a company-domain email (info@roncredit.ro) and a Romanian phone number (+40 733 310 333), both directly visible on the homepage.
High APR examples are explicitly shown in loan illustrations
For a 1,000 RON loan over 30 days the site states a daily interest of 10 RON and an APR of 3,142.15%. A second example shows a 5,000 RON loan with 40 RON daily interest and 1,269.72% APR.
A promotional rate of 0.1 RON daily interest (3.71% APR) is also displayed for the first loan, illustrating that rates vary by offer and term.
Visitor applies for a loan and accepts the disclosed cost structure
A visitor clicks the prominent 'Solicită împrumut' (Request loan) button and is taken to an application flow that leads to a credit agreement containing the APR examples shown above.
After approval the borrower can manage the line through the 'Contul meu' (My Account) portal, where repayment schedules and any late-payment penalties (1% per day on outstanding principal, capped at double the loan amount) are detailed.
Why the score is 78
The score combines saved deterministic evidence with the grounded analysis available for this report. Coverage remains separate so missing sources cannot be mistaken for clean results.
02 · Security Evidence
Security evidence
Antivirus Engines
0/ 97
No detectionsSaved result - stale
No detections across 97 engines
No antivirus engine in this saved scan raised an adverse result. This is one signal, not a guarantee.
- Malicious
- 0
- Suspicious
- 0
- Total
- 97
All 97 engine results
- 0xSI_f33d - unrated - Clean
- Abusix - clean - Clean
- Acronis - clean - Clean
- ADMINUSLabs - clean - Clean
- AILabs (MONITORAPP) - clean - Clean
- AlienVault - clean - Clean
- alphaMountain.ai - unrated - Clean
- AlphaSOC - unrated - Clean
- Antiy-AVL - clean - Clean
- ArcSight Threat Intelligence - unrated - Clean
- Artists Against 419 - clean - Clean
- AutoShun - unrated - Clean
- Axur - unrated - Clean
- benkow.cc - clean - Clean
- Bfore.Ai PreCrime - unrated - Clean
- BitDefender - clean - Clean
- Bkav - unrated - Clean
- BlockList - clean - Clean
- Blueliv - clean - Clean
- Certego - clean - Clean
- Chong Lua Dao - clean - Clean
- CINS Army - clean - Clean
- Cluster25 - unrated - Clean
- CMC Threat Intelligence - clean - Clean
- CRDF - clean - Clean
- Criminal IP - clean - Clean
- CSIS Security Group - unrated - Clean
- Cyan - unrated - Clean
- Cyble - clean - Clean
- CyRadar - clean - Clean
- desenmascara.me - clean - Clean
- DNS8 - clean - Clean
- Dr.Web - clean - Clean
- EmergingThreats - clean - Clean
- Emsisoft - clean - Clean
- Ermes - unrated - Clean
- ESET - clean - Clean
- ESTsecurity - clean - Clean
- Feodo Tracker - clean - Clean
- Forcepoint ThreatSeeker - unrated - Clean
- Fortinet - clean - Clean
- Fortra - unrated - Clean
- G-Data - clean - Clean
- GCP Abuse Intelligence - unrated - Clean
- Google Safe Browsing - clean - Clean
- GreenSnow - clean - Clean
- Gridinsoft - unrated - Clean
- Heimdal Security - clean - Clean
- Hunt.io Intelligence - unrated - Clean
- IPsum - clean - Clean
- Juniper Networks - clean - Clean
- Kaspersky - clean - Clean
- Lionic - clean - Clean
- Lumu - unrated - Clean
- Malwared - clean - Clean
- MalwarePatrol - clean - Clean
- malwares.com URL checker - clean - Clean
- MalwareURL - unrated - Clean
- Mimecast - unrated - Clean
- Netcraft - unrated - Clean
- OpenPhish - clean - Clean
- PhishFort - unrated - Clean
- Phishing Database - clean - Clean
- Phishtank - clean - Clean
- PREBYTES - clean - Clean
- PrecisionSec - unrated - Clean
- Quick Heal - clean - Clean
- Quttera - clean - Clean
- Rising - clean - Clean
- SafeToOpen - unrated - Clean
- Sangfor - clean - Clean
- Sansec eComscan - unrated - Clean
- Scantitan - clean - Clean
- SCUMWARE.org - clean - Clean
- Seclookup - clean - Clean
- securolytics - clean - Clean
- Snort IP sample list - clean - Clean
- SOCRadar - unrated - Clean
- Sophos - clean - Clean
- Spam404 - clean - Clean
- StopForumSpam - clean - Clean
- Sucuri SiteCheck - clean - Clean
- ThreatHive - clean - Clean
- Threatsourcing - clean - Clean
- Trustwave - unrated - Clean
- Underworld - unrated - Clean
- URLhaus - clean - Clean
- URLQuery - unrated - Clean
- Viettel Threat Intelligence - clean - Clean
- VIPRE - unrated - Clean
- ViriBack - clean - Clean
- VX Vault - clean - Clean
- Webroot - clean - Clean
- Xcitium Verdict Cloud - clean - Clean
- Yandex Safebrowsing - clean - Clean
- ZeroCERT - clean - Clean
- ZeroFox - unrated - Clean
Security Scans
Checked against the browser threat feeds available to this scan — no hit.
What we observed
Loading saved screenshot
Preparing the saved page preview.
Visual context from the captured page
The screenshot shows a cookie consent banner overlaying the RonCredit homepage, which advertises a '0.01% per day' interest rate for the first loan.
What the captured page showed
1 observation- 01
The screenshot shows a cookie consent banner overlaying the RonCredit homepage, which advertises a '0.01% per day' interest rate for the first loan.
03 · Investigation Story
Investigation story
What the site claims
RonCredit
What we observed
The page content was captured and checked alongside 97 antivirus results.
What independent research found
1 external finding were saved and compared with the page evidence.
What remains unverified
1 of the 4 applicable core capabilities did not complete, so those gaps remain visible in the coverage ledger.
What kind of site and risk is this?
Threat category
No threat category confirmed
Service and business model
Financial Service
Observed behavior
Evidence behind this classification
- 01RON CREDIT IFN S.A. appears in the National Bank of Romania registers.
- 02Extremely high APR examples are shown in loan illustrations.
Web research findings
Independent findings for roncredit.ro, including public complaints, named review sources, registration records, and look-alike-domain evidence. A missing result is shown as unverified, never converted into a clean bill of health.
No independently sourced scam reports or credibility records were found for roncredit.ro. That is common for new or low-traffic sites and does not clear the site.
Reputation Sources
How this domain rates across independent threat-intelligence and blocklist providers.
04 · Domain & Infrastructure
Domain & infrastructure
The plumbing behind the site — who registered it, how it’s encrypted, where it’s hosted, and where it links out. A valid certificate or a calm server doesn’t mean the business is honest — scam sites pass these checks too. Use this to corroborate the verdict, not to overturn it.
Infrastructure map
How the saved page connected to the wider web.
- Domainroncredit.ro
- Redirects toroncredit.ro
- Hosted byAmazon.com, Inc.
- Referencesgoogletagmanager.com · consent.cookiebot.com
Contact Verification
Saved contact details can help identify the operator. Their presence supports traceability; it does not prove the business is trustworthy.
- Contact email on the site's own domain (info@roncredit.ro).
- Phone number listed (+40 733 310 333).
Domain & Encryption
Redirect Chain
- 1301http://roncredit.ro/
- 2200https://roncredit.ro/
Server Reputation
Referenced Domains
Outbound domains this page links to or loads resources from. Each links to its own security scan.
05 · Evidence Ledger
Evidence ledger
- Antiviruspartial
- Browser threat feedcomplete
- Page contentcomplete
- Analysiscomplete
- Visual evidencecomplete
The conclusion is supported by the evidence saved with this report.
Technical threat
unknownMalware, phishing, credential theft and hostile infrastructure.
No confirmed evidence in this dimension.
Operator / customer risk
unknownComplaints, withdrawals, business conduct and commercial traps.
No confirmed evidence in this dimension.
Source coverage and freshness
Status shows whether usable evidence was saved; finding shows what that evidence observed.
| Source | Result | Completion | Finding | Freshness |
|---|---|---|---|---|
| Antivirus | 0 of 97 engines flagged | Limited | No saved finding | stale fallback · Oct 1, 2026 |
| Browser protection | No browser threat-list match | Completed | No adverse finding | Not available |
| Page content | Page fetched · HTTP 200 | Completed | No adverse finding | Not available |
| Visual evidence | 1 visible observation saved with the page capture | Completed | No adverse finding | Not available |
| Independent research | 1 independent finding were saved | Completed | No adverse finding | Not available |
- Antivirus
- Result0 of 97 engines flagged
- CompletionLimited
- FindingNo saved finding
- Freshnessstale fallback · Oct 1, 2026
- Browser protection
- ResultNo browser threat-list match
- CompletionCompleted
- FindingNo adverse finding
- FreshnessNot available
- Page content
- ResultPage fetched · HTTP 200
- CompletionCompleted
- FindingNo adverse finding
- FreshnessNot available
- Visual evidence
- Result1 visible observation saved with the page capture
- CompletionCompleted
- FindingNo adverse finding
- FreshnessNot available
- Independent research
- Result1 independent finding were saved
- CompletionCompleted
- FindingNo adverse finding
- FreshnessNot available
07 · Safety FAQ
Safety FAQ
Common questions, answered directly from the scan data above — so the answers reflect the saved verdict and evidence in this report.
Is roncredit.ro a scam or is it safe?
Is roncredit.ro safe to use?
Has roncredit.ro been flagged by antivirus engines?
Is roncredit.ro on any phishing or malware blacklists?
Does roncredit.ro have a valid SSL certificate?
Where is roncredit.ro hosted?
How often is the roncredit.ro report updated?
08 · Final Verdict
Final verdict
Licensed Romanian lender with disclosed high-cost credit terms
RonCredit.ro is the online presence of RON CREDIT IFN S.A., a Romanian non-banking financial institution registered with the National Bank of Romania. The site offers short-term credit lines up to 10,000 RON and presents clear contact details, a physical Bucharest address, and a valid TLS connection. The primary risk is the high cost of credit, with APR examples ranging from 3.71% to over 3,000% depending on loan size and term.
09 · Community