MalwareTips
DANGEROUS

Phishing site — do not log in

Phishing page impersonating ESL Federal Credit Union on a brand-new domain flagged by Emsisoft, Fortinet, Kaspersky, and Netcraft.

Security Review

Is transaction-esl-org.top legit or a scam?

Phishing page impersonating ESL Federal Credit Union on a brand-new domain flagged by Emsisoft, Fortinet, Kaspersky, and Netcraft.

Do this now:Close the page immediately and only access ESL Federal Credit Union through the verified esl.org domain. Never enter banking credentials on any other site.

This is a phishing site impersonating ESL Federal Credit Union to steal login credentials. The domain was registered today, uses a self-signed SSL certificate, and is flagged by four antivirus engines plus browser blocklists as social engineering. Do not enter any banking details.

Cross-checked against 9 completed checks — 3 raised a concern
Top reasons
Domain registered the same day as the scan (2026-07-21).Self-signed SSL certificate issued directly to the malicious domain.Four antivirus engines (Emsisoft, Fortinet, Kaspersky, Netcloud) flag the URL as phishing.
transaction-esl-org.topScanned 1h ago
Post Facebook
1/100
Trust score
0 = danger · 100 = safe
DANGEROUS
Score breakdown
Heuristics 0·MT 3
Screenshot of transaction-esl-org.topSee the live page ↓
Category tags
phishingHow sure we are: High
Technical red flags (5)
4 of 92 engines flaggedBlacklisted by GoogleDomain is 0 days oldScam-network signals (75/100)Typosquat of esl.org
Positive signals (2)
Encrypted connectionClean server reputation

These checks passed — but they don't clear the site. A clean antivirus result, valid SSL, and a calm server only mean it isn't hosting malware; they say nothing about whether the business is real. This verdict is based on the site's conduct and content, not a malware detection.

What this means for you

You were probably about to log in or type personal details here.

Anything you enter — username, password, card number, one-time code — goes straight to criminals, who use it to take over your real accounts and drain them.

How this scam works

The trap, step by step

  1. They clone a real login page (a bank, email provider, PayPal, a courier) pixel-for-pixel.

  2. You're driven here by an email, text, or ad with an urgent reason to “verify”, “unlock”, or “confirm” your account.

  3. You type your username and password — which flow straight to the scammers instead of the real company.

  4. They log into your real account, change the password, and drain it or sell the access.

Recognising the pattern is the best defence — if a site follows these steps, close it and don't enter anything.

Analysis Summary

Threat Intelligence
4/92
Engines flagged this URL
Domain Age
0 days old
Registered Jul 21, 2026

Website Preview

Screenshot of transaction-esl-org.top
LIVE RENDER
transaction-esl-org.top
What our review noticed on this page
1The page displays a standard, professional banking login interface for ESL Federal Credit Union.2Layout and branding are consistent with legitimate financial institution portals.3No indicators of urgency, deceptive pop-ups, or suspicious trust badges are present.

Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site. Marker positions are approximate. See full visual analysis →

Visual analysis

We capture a fresh screenshot of the live page and ask a vision model to look for scam visual patterns — fake trust badges, countdown timers, overlay pop-ups, and visual clones of legitimate brands.

0
/ 100
No visual red flags

No scam visual patterns detected

The screenshot shows a standard, functional login page for a legitimate financial institution and does not exhibit any visual patterns associated with phishing or scam activity.

Visual risk0/100

What our vision model saw

3 signals

The page displays a standard, professional banking login interface for ESL Federal Credit Union.

Layout and branding are consistent with legitimate financial institution portals.

No indicators of urgency, deceptive pop-ups, or suspicious trust badges are present.

Intelligence

Editorial security brief
Intelligence
High risktrust1/100patternPhishing
95%
Confidence
The page presents a login form for ESL Federal Credit Union yet sits on transaction-esl-org.top, a domain registered the same day as this scan. Four engines (Emsisoft, Fortinet, Kaspersky, Netcraft) and browser social-engineering lists all flag the URL. The site is a documented clone of the legitimate esl.org domain and uses a .top TLD instead of the real .org. A self-signed SSL certificate further confirms the operator has no legitimate certificate authority relationship with the credit union. No business registration ties the domain to ESL Federal Credit Union, and the evidence package explicitly states the page is designed for credential harvesting.
Risk Factors
7
  • Domain registered the same day as the scan (2026-07-21).
  • Self-signed SSL certificate issued directly to the malicious domain.
  • Four antivirus engines (Emsisoft, Fortinet, Kaspersky, Netcloud) flag the URL as phishing.
  • Browser blocklists list the site under social engineering.
  • Page is a documented clone and typosquat of the legitimate esl.org domain.
  • No business registration links the domain to ESL Federal Credit Union.
  • Uses .top TLD instead of the official .org used by the real credit union.
Investigation notes

Page Content

The captured page shows a standard banking login form branded as ESL Federal Credit Union. It asks for a username and offers enrollment and password-recovery links, but contains no contact email, phone, or postal address. The body text matches the legitimate credit union's wording, indicating the operator copied official copy to increase credibility.

Infrastructure

The site runs on IP 66.55.66.105 with a clean abuse score, yet the SSL certificate is self-signed and issued directly to the malicious domain. No redirects occur, and the page loads a functional login form immediately. Four of 92 antivirus engines flagged the URL as phishing.

Domain History

The domain transaction-esl-org.top was registered on 2026-07-21 through NameSilo, making it zero days old at the time of analysis. The registrar lists no privacy protection, and the domain is not associated with any official ESL Federal Credit Union business registration.

Web Reputation

Browser blocklists classify the URL as social engineering. The evidence package confirms the site is a typosquat and clone of esl.org, with ESL Federal Credit Union warning customers against logging in through unsolicited links. No scam reports or positive reviews appear in public sources, which is expected for a domain created the same day.

What this means for you

Entering any username or password on this page sends your credentials to attackers. Use only the official esl.org domain when accessing your ESL Federal Credit Union accounts.

Recommendation
Close the page immediately and only access ESL Federal Credit Union through the verified esl.org domain. Never enter banking credentials on any other site.
Editorial assessment
SpecificEvidence-led

Web Research Findings

Independent findings for transaction-esl-org.top, including public complaints, named review sources, registration records, and look-alike-domain evidence. A missing result is shown as unverified, never converted into a clean bill of health.

Business registration
No public record found
Could not match the site to a registered company — common for small sites.
Clone check
Clones esl.org
The page impersonates a well-known brand's site.
Typosquat check
Typosquat of esl.org
Deliberate misspelling of a real brand's domain.
Web mentions
No scam reports found
No complaints, no negative coverage turned up in our sweep.
Key findings
5 headline facts from open-web research
  • The domain 'transaction-esl-org.top' is a newly registered site (2026-07-21) impersonating ESL Federal Credit Union.
  • The official website for ESL Federal Credit Union is esl.org; any other domain claiming to be their login portal is fraudulent.
  • ESL Federal Credit Union explicitly warns that they never ask customers to verify information or log in via links provided in unsolicited emails or text messages.
  • The domain uses a top-level domain (.top) commonly associated with phishing and malicious activity, rather than the .org TLD used by the legitimate institution.
  • The site's title 'ESL Federal Credit Union - Log in' is a classic social engineering tactic designed to trick users into entering their banking credentials on a fake page.
Impersonation / typosquat
Typosquat of esl.org

The domain uses a deceptive URL structure ('transaction-esl-org.top') to impersonate the official ESL Federal Credit Union website (esl.org) for the purpose of credential harvesting.

Research summary
Editorial synthesis of the sourced facts above
We searched scam-report databases, consumer-review sites, and general web sources for transaction-esl-org.top and didn't find scam reports or complaints. For a new or low-traffic site this is expected and is not by itself a sign of trust.

Domain Timeline

  1. Jul 21, 2026
    Domain registered

    First appeared in WHOIS records — 0 days old today.

  2. Jul 22, 2026
    Latest security review — Flagged as dangerous

    This scan re-ran every check; the current findings are detailed above.

transaction-esl-org.top was registered very recently and is already flagged. Freshly-registered domains are disproportionately used for scams, and a young domain with active threat signals warrants extra caution.

Threat Detection

Scam Network

Cross-site correlation

This site shares signals with a broader cluster

Critical cluster

Many scams don't operate alone. We correlate third-party scripts, hosting infrastructure, brand-impersonation signals, and the AI evidence package to detect when a site is part of a broader scam network.

Suspicion score
75/100
ClearLowModerateHighCritical
Evidence (3)
  • Evidence confirms this site is a clone of esl.org.
  • Domain is a typosquat of esl.org.
  • Domain is only 0 days old and already carries multiple network-level red flags.
Linked signals (2)
Clone of esl.orgTyposquat of esl.org

Antivirus Engines

Detection matrix · live
4 engines flagged this URL

We cross-check every URL against our antivirus network of 92 malware and blacklist engines. Each detection is listed below by engine name — even a single hit is a meaningful signal.

4Malicious0Suspicious54Harmless92Engines
4
of 92
Emsisoft
Malicious· phishing
Fortinet
Malicious· phishing
Kaspersky
Malicious· phishing
Netcraft
Malicious· malicious

4 antivirus engines flagged this URL. Even a single detection is a meaningful signal — treat this site with extra caution and avoid entering credentials, payment info, or downloading any files.

Security Scans

Blacklist Check
This URL appears on threat lists

Detected threat categories: SOCIAL_ENGINEERING.

Reputation Sources

How this domain rates across independent threat-intelligence and blocklist providers.

Google Safe Browsing
ListedCheck ↗
VirusTotal
ListedCheck ↗
AbuseIPDB
Not listedCheck ↗
Also verify:Spamhaus ↗DNSBL / SURBL ↗PhishTank ↗

Scam-Type Likelihood

2 scam-type patterns detected
Scam-Type Likelihood

2 of 21 categories showed signals

Each card names a specific harm pattern and the concrete facts that support it. The category score is supporting context; the report verdict above remains the final severity decision.

Top match: Phishing
Phishing
High likelihood
60/100
  • Domain is a typosquat of esl.org.
  • Google Safe Browsing flagged this as social engineering / phishing.
  • The evidence pattern matches phishing / data-harvesting.
Brand Impersonation
Moderate likelihood
35/100
  • Domain is a typosquat of esl.org.
  • The evidence pattern matches brand / clone-site impersonation.

Technical Details

The plumbing behind the site — who registered it, how it’s encrypted, where it’s hosted, and where it links out. A valid certificate or a calm server doesn’t mean the business is honest — scam sites pass these checks too. Use this to corroborate the verdict, not to overturn it.

Contact Verification

We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.

What We Found
No clear contact details on the page
Emails on site's domainNone
Phone numbersNone
Postal addressNot listed
Linked social profiles0
Signal Summary
Several contact red flags
  • No contact email found anywhere on the page.
  • No phone number listed on the page.
  • No postal address visible on the page.

Domain & Encryption

Domain History
Age0 days old
RegistrarNameSilo,LLC
RegisteredJul 21, 2026
ExpiresJul 21, 2027
Owner privacyVisible
Encryption Certificate
StatusValid
ProtocolTLSv1.3
Issuertransaction-esl-org.top
ExpiresJul 21, 2027 (364d)
Self-signedYes
Hosting & Technology
HostingCloud Web Manage
Server locationCA
Web serverApache

Server Reputation

Abuse Intelligence
Confidence score0%
Reports on file0
ISPCloud Web Manage
Usage typeData Center/Web Hosting/Transit

What to do

Phishing site — act fast

This page shows signs of attempting to steal credentials or impersonate a trusted brand.

  • Do not interact with transaction-esl-org.top

    Do not enter credentials, deposit money, download files, or install browser extensions from this site.

  • If you already typed your password — change it now

    Change the password on the legitimate site and anywhere else you re-used it. Turn on two-factor authentication. Review recent account activity.

  • Report the phishing URL

    APWG (Anti-Phishing Working Group) accepts phishing reports at reportphishing@apwg.org. Google Safe Browsing reports help protect other users.

    Open
  • Get help on the forum

    MalwareTips members can help you assess damage and next steps.

    Open

Final Verdict

1
Trust / 100
Final Verdict·transaction-esl-org.top
DANGEROUS

This is a phishing site impersonating ESL Federal Credit Union to steal login credentials. The domain was registered today, uses a self-signed SSL certificate, and is flagged by four antivirus engines plus browser blocklists as social engineering. Do not enter any banking details.

Close the page immediately and only access ESL Federal Credit Union through the verified esl.org domain. Never enter banking credentials on any other site.

AV engines
92
Domain age
0 days
Flagged
4
Scan another URL
Security review completemalwaretips.com/url-scan

Safety FAQ

Common questions, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.

  • transaction-esl-org.top shows every sign of being a phishing — do not enter your login or personal details. Our review tagged it for phishing and clone site. 4 of 92 security engines flag it (4 as outright malicious). The domain is only 0 days old through NameSilo,LLC — a fresh registration is a classic scam fingerprint. This pattern matches throwaway sites built to take money or data and disappear.
  • No — transaction-esl-org.top scored just 1/100 on our trust scale, and we detected active threat indicators. We recommend avoiding it entirely: don't log in, pay, download anything, or connect a wallet.
  • If you've already paid or handed over details on transaction-esl-org.top, act quickly. 1) Contact your bank or card issuer immediately and ask to dispute the charge or open a chargeback — the sooner you act, the better your odds. 2) Report the site to the U.S. FTC at reportfraud.ftc.gov or the FBI's IC3 at ic3.gov, and in the UK to Action Fraud at actionfraud.police.uk. 3) If you entered a password, change it on transaction-esl-org.top and anywhere you reused it, and turn on two-factor authentication. 4) Watch your bank and email for follow-up fraud, and keep screenshots as evidence.
  • Often yes, if you act fast. Payments made by credit or debit card can frequently be reversed through a chargeback or dispute — contact your bank right away and explain it was a fraudulent site. Bank transfers and gift-card or voucher payments are much harder to recover, but you should still report them to your bank and to the FTC (reportfraud.ftc.gov) or Action Fraud (actionfraud.police.uk). Avoid any "refund" or "recovery" service that contacts you first — it's usually a follow-up scam.
  • If you entered anything on transaction-esl-org.top, assume it was captured. Phishing pages exist purely to harvest what you type — usernames, passwords, card numbers, or one-time codes. Change the password immediately on the real site and anywhere you reused it, enable two-factor authentication, and if you entered card or banking details, contact your bank about the risk of fraud. Also be alert for follow-up "security" calls or emails that try to exploit the same information.
  • You can report transaction-esl-org.top through several official channels: the U.S. FTC at reportfraud.ftc.gov, the FBI's Internet Crime Complaint Center (IC3) at ic3.gov, and — in the UK — Action Fraud at actionfraud.police.uk. You can also flag it to Google Safe Browsing (safebrowsing.google.com/safebrowsing/report_phish) so other browsers warn about it, and report it to the company being impersonated if there is one. Reporting helps get scam sites taken down faster.
  • Modern scams are built to look convincing. A valid SSL padlock, a polished template, stock photos, fake reviews, and a trust badge can all be added in minutes and prove nothing about who runs the site. Scammers buy cheap domains, clone real designs, and copy legal pages wholesale. That's exactly why an automated review that checks the domain's age, hosting, blacklists, and behaviour — rather than just how the page looks — is more reliable than a first impression.
  • Yes. 4 of 92 antivirus and blocklist engines in our malware network flagged transaction-esl-org.top, 4 of them as outright malicious. Even a single detection from a reputable engine is a meaningful warning, and multiple detections rarely happen by accident.
  • Yes. transaction-esl-org.top is listed on the major browser blocklist feeds under: SOCIAL_ENGINEERING. Modern browsers use these feeds to warn or block billions of users before a page even loads — a listing here is one of the strongest safety signals there is.
  • transaction-esl-org.top is 0 days old, registered on July 21, 2026 through NameSilo,LLC. Scam sites are very often freshly registered and short-lived, so an age under six months is a reason for extra caution.
  • transaction-esl-org.top resolves to an IP operated by Cloud Web Manage in CA (Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad — but hosting that doesn't match a brand's claimed country, or that sits on networks known for abuse, is one of the many signals we weigh alongside the verdict above.
  • This report is a record of the scan run on July 22, 2026, and the verdict reflects that point in time. Scam sites change fast — they can go live, get flagged, or vanish within days — so if you believe something about transaction-esl-org.top has changed, MalwareTips staff can run a fresh scan that re-checks every signal from scratch and republishes an updated verdict.
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This automated risk assessment reflects the evidence available at scan time. It is informational, not legal advice. Always use your own judgement before sharing personal information or money online.