No threats detected
All checks passed. This site appears legitimate — but always stay alert for phishing even on trusted domains.
Is utabibusacco.co.ke legit or a scam?
This looks safe to use.
Official 8-year-old domain for a 1974 Kenyan SACCO with clean scans and verified regulatory registration.
Analysis Summary
Website Preview
Automated page render — captured in a safe sandbox. What an ordinary visitor would see when loading the site.
Visual analysis
We capture a fresh screenshot of the live page and ask a vision model to look for scam visual patterns — fake trust badges, countdown timers, overlay pop-ups, and visual clones of legitimate brands.
Visual similarities noted — cleared by the overall checks
Our vision model noted some visual similarity to a known brand, but the domain, security records, and reputation checks confirm this is the legitimate site — so this is shown for transparency, not as a red flag.
What our vision model saw
1 signalScreenshot incomplete — site may be slow to render
Intelligence
The domain utabibusacco.co.ke has been registered since March 2018 and hosts the website for Utabibu SACCO, a cooperative incorporated in 1974 under Kenya's Cooperative Societies Act. Our antivirus network returned zero detections across 92 engines and the hosting IP shows no abuse history. The evidence package confirms the entity is listed in SASRA registers for 2025-2026 and appears in national cooperative industry publications. Contact details include four phone numbers and a physical Nairobi address that matches the verified headquarters. The only minor concern is the use of a Gmail address for contact, which is atypical for established organizations but does not override the strong legitimacy signals.
Web Research Findings
Our live research agent queries scam-report databases, consumer-review sites, news coverage, and general web search for utabibusacco.co.ke, then cross-checks business-registration records and look-alike domain patterns. Everything below is pulled from what it actually found.
- Utabibu Sacco is a legitimate Kenyan financial cooperative incorporated in 1974, originally serving Aga Khan University Hospital and affiliated institutions.
- The domain utabibusacco.co.ke is the official website for the Sacco, which is listed in the SASRA (Sacco Societies Regulatory Authority) 2025 and 2026 registers of authorized Non-WDT Saccos.
- The Sacco celebrated its 50th anniversary in 2024 and is recognized in national cooperative industry publications like Co-op News.
- Physical headquarters are verified at 4th Floor, Doctors Park, 3rd Parklands Avenue, Nairobi.
- The entity operates under the name 'Utabibu Regulated Non-WDT-Sacco' and is authorized to provide Back Office Services Activity (BOSA) including loans and savings.
- Co-op Newsopen
"Utabibu Sacco 50th Anniversary Supplement 36-43... Unveiling Kenya's Sacco Stars."
Registered under the Cooperative Societies Act Cap 490 in October 1974. Regulated by SASRA as a Non-Withdrawable Deposit Taking Sacco (NWDT-Sacco).
Our research located no scam reports or consumer complaints about utabibusacco.co.ke. A single positive reference appears in Co-op News covering the Sacco's 50th anniversary celebrations. Business registration records confirm the cooperative has been active since 1974 and remains listed in official SASRA regulatory registers.
Domain Timeline
- Mar 29, 2018Domain registered
First appeared in WHOIS records — 8.3 years old today.
- Jul 12, 2026Latest security review — Reviewed as safe
This scan re-ran every check and found no active threat signals.
utabibusacco.co.ke has operated for years with no threat signals in this review — a long, stable track record, though it is never a guarantee on its own.
Threat Detection
Antivirus Engines
Security Scans
Checked against the major public blocklists used by browsers and security tools — no hits.
Reputation Sources
How this domain rates across independent threat-intelligence and blocklist providers.
Technical Details
domain · encryption · redirects · server reputation · referencedThe plumbing behind the site — who registered it, how it’s encrypted, where it’s hosted, and where it links out. A valid certificate or a calm server doesn’t mean the business is honest — scam sites pass these checks too. Use this to corroborate the verdict, not to overturn it.
Contact Verification
We fetched the page and looked for real-world contact details. Legitimate businesses almost always publish an email on their own domain, a phone number, and a postal address. Scam shops usually don't.
- No email uses the site's own domain — legitimate shops usually do.
- Contact address uses a free-mail provider (gmail.com) — unusual for a real business.
- Phone number listed (+254 711 651 574).
- Postal address visible on the page.
- Links to 5 social profiles.
Domain & Encryption
Redirect Chain
- 1301http://utabibusacco.co.ke/
- 2200https://utabibusacco.co.ke/
Server Reputation
Referenced Domains
Outbound domains this page links to or loads resources from. Each links to its own security scan.
What to do
Still, stay alert
No major threat indicators — but a clean scan does not guarantee every page is safe, and phishing emails routinely spoof real domains.
- Double-check the exact URL in your address bar
Confirm you are actually on utabibusacco.co.ke and not a lookalike like u-tabibusacco.co.ke.com or an IDN homoglyph.
- Use a password manager
Password managers only auto-fill on the exact domain they were saved for — they refuse to fill lookalike domains, which is the single best phishing defence.
- OpenDiscuss this site on the forum
If you have first-hand experience with this site — good or bad — share it with the MalwareTips community.
Final Verdict
This is the official website of Utabibu Savings and Cooperative Society, a Kenyan SACCO founded in 1974. The domain is 8.3 years old with clean security scans and verified registration under Kenya's Cooperative Societies Act. No scam reports or complaints appear in our research.
Safety FAQ
Common questions, answered directly from the scan data above — so the answers always reflect the latest verdict on this page.
- Our automated security review found no threat indicators on utabibusacco.co.ke, so it appears legitimate. All 92 antivirus engines we queried report it clean, and the domain is 8.3 years old, registered on March 29, 2018 — established domains are far less likely to be scams. Even so, always double-check the exact address in your browser, because phishing emails routinely spoof real, trusted domains like this one.
- utabibusacco.co.ke passed our automated checks with a trust score of 87/100. No antivirus engines or major blacklists flagged it at the time of the last scan, and its signals line up with an established, legitimate site. Treat any unexpected login prompt or payment request on it with the same caution you would anywhere.
- Yes — and this is worth understanding. Even trustworthy domains get spoofed in phishing emails (a fake message that only looks like it's from utabibusacco.co.ke), and legitimate sites are occasionally compromised on specific pages. A clean verdict means the site itself checks out today; it does not mean every email or link claiming to be from utabibusacco.co.ke is genuine. Always reach the site by typing the address yourself rather than clicking links in unexpected messages.
- No — all 92 antivirus and blocklist engines in our malware network currently report utabibusacco.co.ke as clean. That's a good sign, though antivirus coverage is only one of the many signals we weigh, and brand-new scam sites can appear clean before vendors catch up.
- No — utabibusacco.co.ke is not currently on the major browser blocklist feeds that Chrome, Safari, Firefox, and Edge rely on. Note that blocklists can lag behind brand-new scam domains, so "not listed" is reassuring but not a guarantee on its own.
- utabibusacco.co.ke is 8.3 years old, registered on March 29, 2018. A multi-year registration history is one of the stronger signals against a scam, though it's never a guarantee on its own — established domains can still be misused.
- Yes — utabibusacco.co.ke presents a valid TLSv1.3 certificate issued by DigiCert Inc · RapidSSL TLS RSA CA G1, valid for another 215 days. Important caveat: SSL only encrypts the connection between you and the site — it does not verify who runs it. Almost all scam sites now have valid SSL too, so a padlock alone never means "safe".
- utabibusacco.co.ke resolves to an IP operated by VPS Hostafrica in ZA (Data Center/Web Hosting/Transit). Hosting location alone doesn't make a site good or bad — but hosting that doesn't match a brand's claimed country, or that sits on networks known for abuse, is one of the many signals we weigh alongside the verdict above.
- This report is a record of the scan run on July 12, 2026, and the verdict reflects that point in time. Scam sites change fast — they can go live, get flagged, or vanish within days — so if you believe something about utabibusacco.co.ke has changed, MalwareTips staff can run a fresh scan that re-checks every signal from scratch and republishes an updated verdict.
User reviews & comments(0)
Share your experience — "Lost $200 on a fake checkout" is more useful than "Scam". Your review helps others avoid traps.